OppFi Inc. (OPFI)
NYSE NYSE Primary 
OppFi Q1 Earnings Coming Up: Should You Buy, Sell or Hold the Stock?
An expansion in the underbanked consumer market is expected to have benefited OPFI's top line in the first quarter of 2025.
OppFi Vs Futu Holdings: Which Fintech Player Holds More Potential?
OPFI and FUTU are tech-driven companies that appeal to growth-focused investors. Let us see which one is a better investment.
OppFi Skyrockets 203% in a Year: Should You Buy the Stock Now?
Given the OPFI stock's upsurge, we analyze its current position to evaluate whether investors should buy the stock or stay away from it.
Are Business Services Stocks Lagging Information Services Group (III) This Year?
Here is how Information Services Group (III) and OppFi Inc. (OPFI) have performed compared to their sector so far this year.
OppFi: Shares On Sale After The Plunge
Initiating coverage on OppFi with a 'Buy' rating due to strong EPS growth, modest valuation, and recent stock price correction. Despite macroeconomic pressures, OPFI's Q4 results were strong, with EPS and revenue beats and positive future earnings and revenue growth projections. Key risks include tighter financial conditions, competition, and potential inefficiencies, but technical support levels suggest a favorable entry point.
OppFi Rises 37% in YTD: Should You Buy the Stock or Let Go?
Given OPFI's price surge, we analyze its current position to evaluate whether investors should buy the stock or stay away from it.
Down -29.44% in 4 Weeks, Here's Why You Should You Buy the Dip in OppFi (OPFI)
OppFi (OPFI) is technically in oversold territory now, so the heavy selling pressure might have exhausted. This along with strong agreement among Wall Street analysts in raising earnings estimates could lead to a trend reversal for the stock.
OppFi: Bullish Update Supports Increased Confidence In Higher Valuation
OppFi Inc. reported strong 2024 results and provided impressive 2025 guidance, driven by internal improvements in credit scoring and risk profile. The company offers lending solutions to subprime and non-prime consumers, benefiting from the rise of digital banking and consumer-friendly interfaces. Financial metrics showed significant improvements, including higher EPS, lower net charge-off rates, and increased free cash flow, indicating a positive trend.
OppFi: Q4 Delivers An Inflection Point
I maintain a "Strong Buy" rating on OppFi Inc. due to its strategic investment in Bitty Holdings and potential for significant margin expansion. Q4 2024 results exceeded expectations, with revenue and adjusted EPS beating consensus, and notable improvements in net income margins and credit quality. OppFi's FY2025 guidance suggests continued growth, with projected revenue of $563-594 million and adjusted EPS of $1.06-1.07, aligning with consensus.
OppFi, Inc (OPFI) Q4 2024 Earnings Call Transcript
OppFi, Inc (NYSE:OPFI ) Q4 2024 Earnings Conference Call March 5, 2025 9:00 AM ET Company Participants Mike Gallentine - Head of IR Todd Schwartz - Executive Chairman, Director & CEO Pamela Johnson - CFO Conference Call Participants David Scharf - Citizens Mike Grondahl - Northland Securities Dave Storms - Stonegate Capital Partners Operator Good morning, and welcome to OppFi's Fourth Quarter 2024 Earnings Conference Call. All participants are in a listen-only mode.
OppFi Inc. (OPFI) Q4 Earnings and Revenues Top Estimates
OppFi Inc. (OPFI) came out with quarterly earnings of $0.23 per share, beating the Zacks Consensus Estimate of $0.14 per share. This compares to earnings of $0.10 per share a year ago.
OppFi: Leveraged For Increased Lending
OppFi is a digital subprime lender with competitive advantages in credit-scoring technology and a user-friendly platform. The company faced challenges due to inflation, impacting earnings in 2022-2023, but is expected to resume loan growth in 2025 with a 20% EPS expansion. OPFI is undervalued at 8x P/E, with potential for multiple expansion to 10x as it restarts lending growth and improves profitability.
