Osb Group Plc (OSBGF)

Overview

OSB Group Plc, established in 1847 and headquartered in Chatham, the United Kingdom, is a key player in the financial industry focusing on specialist mortgage lending and retail savings. Operating primarily within the UK and the Channel Islands, the company distinguishes itself through its subsidiary operations, catering to a niche market that includes private, commercial, and semi-commercial sectors. Its expertise in providing tailored financial products and services, combined with a profound understanding of its clients' unique needs, positions it as a preferred provider for those seeking specialized lending and savings solutions.

Products and Services

• Private Rented Sector Buy-to-Let Mortgages

  These are financing solutions specifically designed to meet the needs of investors looking to purchase property for rental purposes. Tailored to the private sector, these mortgages facilitate the acquisition of property with the intent of generating rental income.

• Commercial and Semi-commercial Mortgages

  OSB Group Plc provides mortgage solutions for businesses and individuals seeking to purchase or refinance commercial and semi-commercial properties. These products are aimed at supporting the growth and operational needs of various types of businesses.

• Residential Development Finance

  This service targets developers and investors involved in residential development projects. Providing essential funding for new build, conversion, or refurbishment projects, this finance solution supports the increase of housing supply.

• Secured Funding

  With a focus on security and reliability, OSB Group offers secured funding services, ensuring that borrowers have access to necessary funds while offering investors a level of security on their investments.

• Bridging and Asset Finance

  Bridging finance is a short-term loan designed to bridge the gap between an immediate funding requirement and securing a more permanent financial solution. Asset finance is aimed at helping businesses finance the purchase of assets, such as equipment or vehicles, necessary for their operation.

• Buy-to-Let and Specialist Residential Mortgages

  Aside from the private sector-focused buy-to-let mortgages, OSB Group also provides specially crafted residential mortgages that cater to unique or non-standard financial situations, making property ownership more accessible to a broader audience.

• Mortgage Servicing, Administration, and Analytical Services

  The company extends beyond lending to offer comprehensive services related to mortgage administration, servicing, and analytics. This includes managing the day-to-day operations of mortgage portfolios and offering insights through data analysis.

• Mortgage Originator and Servicer

  OSB Group Plc acts as both an originator and a servicer of mortgages, demonstrating its versatility in the mortgage industry. This allows the company to provide a streamlined experience, from the initial application to ongoing management of the mortgage.

• Retail Savings Products

  In addition to its lending services, OSB Group Plc offers a variety of savings products to retail customers. These products are designed to provide secure and attractive savings options for individuals looking to manage their finances efficiently.

• Back Office Processing Services

  The company also specializes in offering back office processing services, which allow for efficient management of operations, customer support, and administrative tasks, ensuring a high level of service quality and operational efficiency.