Jiangsu Zhangjiagang Rural Commercial Bank Co., Ltd. (002839)

Overview

Jiangsu Zhangjiagang Rural Commercial Bank Co., Ltd., established in 2001 and headquartered in Zhangjiagang, China, serves its clientele with a comprehensive range of banking products and services. The bank caters to both corporate and private customers through its distinct operational segments: Corporate Banking Business, Personal Banking Business, Treasury Business, and Other Businesses. With a commitment to financial excellence and customer satisfaction, Jiangsu Zhangjiagang Rural Commercial Bank has cultivated a robust presence in China's banking industry.

Products and Services

• Corporate Banking Business

  This segment addresses the financial needs of corporate clients by offering a variety of services, including corporate loans for capital requirements, bill issuance for trade facilitation, trade financing to support international transactions, corporate deposit solutions for managing surplus funds, and remittances for the seamless transfer of money.

• Personal Banking Business

  Geared towards individual customers, this division provides personalized banking solutions such as retail loans for personal needs, savings deposit products for wealth accumulation, credit card services for convenient payments and shopping, and remittance services for sending money domestically or internationally.

• Treasury Business

  The Treasury Business segment specializes in financial market operations and asset management. It is involved in trading financial instruments to optimize the bank's liquidity and returns, managing asset and trust plan investments for diversified investment solutions, engaging in bond investments for fixed-income opportunities, and conducting repurchase and resale operations as well as inter-bank lending services to manage short-term liquidity.

• Other Businesses

  Alongside its core offerings, Jiangsu Zhangjiagang Rural Commercial Bank engages in additional activities to meet the varied demands of its customer base. This broad category encompasses various services designed to complement and support the bank's primary operations.