Grupo Aval should benefit from Colombia's likely shift to a pro-business government after the 2026 presidential election. AVAL's diversified operations, improving ROE, and strong consumer lending franchise position it for significant earnings growth. While the stock has doubled this year, I believe the rally is still in its early stages.
Grupo Aval Acciones y Valores S.A. ( AVAL ) Q3 2025 Earnings Call November 13, 2025 9:00 AM EST Company Participants Maria Gutierrez Botero - President Jorge Otalvaro Jorge Gutierrez - Chief of Financial Assets and Efficiency Paula Fernandez - Chief of Sustainability and Strategic Projects Camilo Pérez Álvarez Diego Saravia - Chief Financial Officer Conference Call Participants Brian Flores - Citigroup Inc., Research Division Diego Marquez Antonio - JPMorgan Chase & Co, Research Division Daniel Mora - CrediCorp Capital, Research Division Presentation Operator Welcome to Grupo Aval's Third Quarter 2025 Consolidated Results Conference Call.
Grupo Aval Acciones y Valores S.A. (NYSE:AVAL ) Q2 2025 Earnings Conference Call August 13, 2025 11:30 AM ET Company Participants Camilo Pérez Álvarez - Corporate Participant Diego Fernando Solano Saravia - Chief Financial Officer Maria Lorena Gutierrez Botero - President Paula Durán - Corporate Participant Conference Call Participants Brian Flores - Citigroup Inc., Research Division Daniel Mora - CrediCorp Capital, Research Division Operator Welcome to Grupo Aval's Second Quarter 2025 Consolidated Results Conference Call.
| Banks Industry | Financials Sector | Maria Lorena Gutierrez Botero CEO | LSE Exchange | US40053W1018 ISIN |
| CO Country | 77,043 Employees | 27 Feb 2026 Last Dividend | - Last Split | - IPO Date |
Grupo Aval Acciones y Valores S.A., a financial conglomerate, caters to both public and private sectors in Colombia and Central America, offering a broad spectrum of banking and financial services. Incorporated in 1994 with its headquarters based in Bogotá, Colombia, the company has expanded its portfolio to include various financial solutions, adhering to its commitment to innovation and customer satisfaction. Grupo Aval stands as a pivotal entity in the financial landscape, providing indispensable services that fuel economic growth and sustenance within its operating regions.
- Includes checking and savings accounts, time deposits, and other deposit types catering to both individual and corporate clients.
- Offers general purpose loans, working capital loans, leases, development bank-funded loans, corporate credit cards, and overdraft loans.
- Provides payroll loans, personal loans, automobile and other vehicle loans, credit cards, overdrafts, leases, and general purpose loans for individual customers.
- Tailored financial solutions aiming to support micro-entrepreneurs and to facilitate homeownership through various lending options.
- Manages funds and assets related to pensions and severances, ensuring secure and profitable investment of these resources.
- Provides capital markets, mergers and acquisitions, and project finance services, catering to corporations seeking to expand or restructure.
- Offers digital banking solutions, enabling customers to manage their finances conveniently through mobile and online platforms.
- Comprehensive financial protection and planning services, including insurance products and trust management.
- Provides bonded warehousing, brokerage transactions, real estate escrow services, and more, supporting various operational needs of businesses.
- Invests in sectors like infrastructure, energy and gas, agribusiness, and hospitality, contributing to economic development and diversification.
- Conducts internal financial operations aiming to optimize the company’s liquidity, manage its risks, and support its overall financial strategy.