Seraku Co., Ltd. (6199)

Overview

Bank of Guizhou Co., Ltd., established in 2012, is a comprehensive financial institution based in Guiyang, the People's Republic of China. The bank operates across three main segments: Corporate Banking, Retail Banking, and Financial Markets, offering a wide array of banking products and services within the region. Its mission is to meet the diverse financial needs of its clientele, ranging from individuals to businesses, through its innovative banking solutions and customer-centric approach.

Products and Services

The Bank of Guizhou Co., Ltd. offers an extensive portfolio of products and services designed to cater to the various financial needs of its customers, including the following:

• Time and Demand Deposits: Offering secure and flexible savings options with competitive interest rates for individuals and enterprises, allowing for both fixed time deposits and on-demand access to funds.
• Corporate Loans and Advances: Providing a range of loan products tailored for businesses, including working capital loans for daily operations and fixed asset loans for long-term investments.
• Personal Loans: Catering to individual financing needs through residential mortgage loans for home buyers, business loans for entrepreneurs, and consumption loans for personal use.
• Trade Financing: Facilitating international and domestic trade through specialized financing services, including letters of credit and bills of exchange, to support business operations and growth.
• Agency, Wealth Management, Consultancy: Offering a suite of services for wealth management, financial planning, and investment advice, tailored to the unique needs of clients.
• Settlement and Clearing Services: Providing efficient and reliable solutions for transaction processing, including fund transfers and payment clearing, to facilitate smooth business operations.
• Acceptance and Guarantee Services: Offering financial guarantees and acceptance services to provide security for transactions and contracts, increasing trust among business partners.
• Credit Cards: Issuing a variety of credit cards to meet different consumer preferences and spending habits, featuring benefits such as rewards, cash back, and promotional offers.
• Remittance Services: Enabling secure and convenient domestic and international money transfers for individuals and businesses, ensuring timely and reliable fund delivery.
• Loans to Micro and Small Enterprises: Supporting the growth of micro and small enterprises with tailored loan products, aimed at fostering entrepreneurship and economic development.
• Inter-bank Money Market Transactions, Transaction Repurchase, and Investment Activities: Participating in the inter-bank market for liquidity management and investment purposes, including transaction repurchase agreements and trading of debt securities.
• Online Banking Services: Providing a comprehensive suite of online banking services, allowing customers to perform a wide range of financial transactions securely and conveniently from anywhere.