AXA is reiterated as a Buy following solid Q3 results and a 10% share price decline, creating an attractive entry point. The company delivered 7% revenue growth, a strong Solvency II ratio of 222%, and resilient performance across P&C and Life segments. A robust 222% Solvency II ratio, lower nat-cat experience than budgeted, and the redemption of €1.2 billion Tier 1 debt enhance balance sheet flexibility, supporting higher buyback potential.
AXA SA (OTCQX:AXAHY) Q2 2025 Earnings Conference Call August 1, 2025 5:00 AM ET Company Participants Alban de Mailly Nesle - Group Chief Financial Officer Frederic Marie de Courtois D'Arcollières - Group Deputy Chief Executive Officer Patrick Cohen - Chief Executive Officer of European Markets & Health Thomas Buberl - CEO & Director Ziad Gebran - Corporate Participant Conference Call Participants Ziad Gebran [Interpreted] Hello, everyone. Thank you for being connected for this audio press conference where we present the half year presentation for 2025 for the AXA Group.
AXA delivered strong Q1 results, outperforming consensus in key segments and demonstrating solid execution across its strategic plan. We see continued EPS growth potential above 6-8% per year, supported by robust pricing, improved XL division, and higher buybacks. Valuation remains attractive, due to a multiple re-rating. With favorable shareholders' remuneration, while investing for growth, our buy is confirmed.
| Financial Services Industry | Financials Sector | Dr. Thomas Buberl CEO | OTCQX Exchange | FR0000120628 ISIN |
| France Country | 94,705 Employees | 6 May 2019 Last Dividend | - Last Split | - IPO Date |
AXA SA is a global leader in insurance, asset management, and banking services, with a widespread international presence. Founded in 1852 and based in Paris, France, the company operates through six major segments: France; Europe; AXA XL; Asia, Africa & EME-LATAM; AXA Investment Managers; and Transversal & Other segments. Delivering a wide array of products aimed at both individual and commercial clients, AXA stands out for its comprehensive approach to financial security and wealth management. Its mission extends to offering innovative solutions that cater to the evolving needs of its diverse clientele across the globe.
AXA offers an array of life and savings insurance products aimed at assisting clients with savings and retirement planning, securing health coverage, and ensuring personal protection. These products are designed to provide financial stability and support for individuals through various phases of life, encompassing both systematic savings and protection elements.
This line of products includes coverage for cars, homes, and personal or professional liabilities, catering to both individuals and businesses. AXA ensures protection against common risks, offering its clients peace of mind in their daily lives or operational activities. The company also provides specialized international insurance for large corporate clients in Europe and covers marine and aviation sectors, along with offering property and casualty reinsurance products.
AXA's asset management services cater to a diverse client base, including the group's own insurance companies, retail, and institutional clients. These services span multiple asset classes such as equities, bonds, hedge funds, private equity, and real estate. With a focus on achieving sustained investment returns, AXA employs a global investment approach designed to meet the unique needs and goals of its clients.
The company provides a wide range of other financial products and insurance coverage including motor, household, general liability, health insurance, and various life insurance products like term life, whole life, universal life, and endowment policies. Deferred and immediate annuities, along with other investment-based products, are tailored for both personal/individual and commercial/group customers, ensuring broad financial security and investment opportunities.