Summary
DC7 Chart
Discover Survey: Americans Seek to Improve Their Financial Lives Amid Uncertainty
RIVERWOODS, Ill.--(BUSINESS WIRE)--More than four in five Americans (84%) are interested in improving their financial situation, but two in five (41%) are unsure about how to best manage their personal finances, according to a new national survey conducted by Discover® Personal Loans. Many Americans believe their financial situation will stay the same (41%) or get better (38%) in the year ahead, but 20% expect their financial situation to be worse off. “I'm inspired that Americans are motivated.
Discover Charge-Offs Improve and Debit Volumes Grow as Consumers Are ‘Stable'
Discover Financial Services posted first-quarter earnings results Thursday (April 24) that showed improving credit metrics, increased debit spending and higher deposits, ahead of its pending acquisition by Capital One. An earnings presentation showed that increased debit spending helped drive PULSE network volumes up 3% in the period, to $81.3 billion.
Discover Financial's Q1 Earnings Beat on Digital Banking Strength
DFS' first-quarter results benefit from a decline in provision for credit losses and strong growth in PULSE and Diners Club volume, partially offset by elevated employee compensation and benefits expenses.
Discover Financial Services Dividends
 DC7 1 weeks ago | Other | €0.62 Per Share |
| DC7 3 months ago | Other | €0.62 Per Share |
| DC7 6 months ago | Other | €0.62 Per Share |
| DC7 9 months ago | Other | €0.62 Per Share |
| DC7 22 May 2024 | Other | €0.62 Per Share |
Discover Financial Services Earnings
| 15 Jul 2025 (42 Days) Date | | - Cons. EPS | - EPS |
| 15 Apr 2025 Date | | - Cons. EPS | - EPS |
| 15 Jan 2025 Date | | - Cons. EPS | - EPS |
| 16 Oct 2024 Date | | - Cons. EPS | - EPS |
| 17 Jul 2024 Date | | - Cons. EPS | - EPS |
| DC7 1 weeks ago | Other | €0.62 Per Share |
| DC7 3 months ago | Other | €0.62 Per Share |
| DC7 6 months ago | Other | €0.62 Per Share |
| DC7 9 months ago | Other | €0.62 Per Share |
| DC7 22 May 2024 | Other | €0.62 Per Share |
| 15 Jul 2025 (42 Days) Date | | - Cons. EPS | - EPS |
| 15 Apr 2025 Date | | - Cons. EPS | - EPS |
| 15 Jan 2025 Date | | - Cons. EPS | - EPS |
| 16 Oct 2024 Date | | - Cons. EPS | - EPS |
| 17 Jul 2024 Date | | - Cons. EPS | - EPS |
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Discover Financial Services Profile
| Financial - Credit Services Industry | Financial Services Sector | Mr. J. Michael Shepherd CEO | XBER Exchange | US2547091080 ISIN |
| US Country | 21,000 Employees | 20 Feb 2025 Last Dividend | - Last Split | 2 Jul 2007 IPO Date |
Overview
Discover Financial Services is a prominent entity in the United States that specializes in offering a wide array of digital banking products and payment services through its numerous subsidiaries. Its operations are broadly categorized into two main segments: Digital Banking and Payment Services. The company, which was founded in 1960, has its headquarters located in Riverwoods, Illinois. Its business model revolves around catering to the financial needs of individuals by providing innovative and convenient banking solutions, as well as facilitating secure and efficient payment systems across the country.
Products and Services
Discover Financial Services offers a range of products and services across two major segments:
- Digital Banking:
Under this segment, Discover provides a suite of financial products aimed at individual consumers that include Discover-branded credit cards, which are widely accepted and offer various benefits and rewards. In addition to credit cards, the company offers various lending products such as private student loans, personal loans, and home loans, catering to a broad spectrum of financing needs. Moreover, Discover offers an array of direct-to-consumer deposit products, which encompass savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts, checking accounts, and sweep accounts, designed to enhance the saving experience of its customers.
- Payment Services:
This segment is responsible for overseeing Discover’s payment infrastructure and services. It includes the operation of PULSE, a network facilitating access to automated teller machines (ATMs), debit, and electronic funds transfer activities. Additionally, Discover operates Diners Club International, a renowned payments network that issues Diners Club branded charge cards and provides card acceptance services across various locations. This segment not only handles the issuance of payment cards but also offers comprehensive payment transaction processing and settlement services, ensuring the smooth execution of financial transactions globally.
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