Discover Survey: Americans Seek to Improve Their Financial Lives Amid Uncertainty
RIVERWOODS, Ill.--(BUSINESS WIRE)--More than four in five Americans (84%) are interested in improving their financial situation, but two in five (41%) are unsure about how to best manage their personal finances, according to a new national survey conducted by DiscoverÂź Personal Loans. Many Americans believe their financial situation will stay the same (41%) or get better (38%) in the year ahead, but 20% expect their financial situation to be worse off. âI'm inspired that Americans are motivated.
Discover Charge-Offs Improve and Debit Volumes Grow as Consumers Are âStable'
Discover Financial Services posted first-quarter earnings results Thursday (April 24) that showed improving credit metrics, increased debit spending and higher deposits, ahead of its pending acquisition by Capital One. An earnings presentation showed that increased debit spending helped drive PULSE network volumes up 3% in the period, to $81.3 billion.
Discover Financial's Q1 Earnings Beat on Digital Banking Strength
DFS' first-quarter results benefit from a decline in provision for credit losses and strong growth in PULSE and Diners Club volume, partially offset by elevated employee compensation and benefits expenses.
Discover Financial Services (DFS) Q1 2025 Earnings Call Transcript
Discover Financial Services (NYSE:DFS ) Q1 2025 Earnings Conference Call April 24, 2025 8:00 AM ET Company Participants Erin Stieber - Investor Relations Michael Shepherd - Director, Interim Chief Executive Officer and President John Greene - Executive Vice President, Chief Financial Officer Operator Good morning. My name is Margo and I will be your operator today.
Discover Lowers Provision for Credit Losses Amid âPositive Credit Trends'
Positive credit trends contributed to âsolid first quarter financial performanceâ at Discover Financial Services, Discover Interim CEO and President Michael Shepherd said in a Wednesday (April 23) earnings release. The digital banking and payment services company saw its net income leap 30% year over year in the first quarter to reach $1.
Discover (DFS) Reports Q1 Earnings: What Key Metrics Have to Say
Although the revenue and EPS for Discover (DFS) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Discover (DFS) Q1 Earnings and Revenues Surpass Estimates
Discover (DFS) came out with quarterly earnings of $4.25 per share, beating the Zacks Consensus Estimate of $3.30 per share. This compares to earnings of $1.10 per share a year ago.
Can Discover Financial Beat Q1 Earnings on PULSE Strength?
DFS' first-quarter results are likely to benefit from higher non-interest income.
Unlocking Q1 Potential of Discover (DFS): Exploring Wall Street Estimates for Key Metrics
Beyond analysts' top -and-bottom-line estimates for Discover (DFS), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended March 2025.
Discover (DFS) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
Discover (DFS) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Stock Of The Day: Is The Move Higher In Discover Over?
The stock of Discover Financial Services DFS is trading lower on Tuesday. This comes after yesterday's gain of more than 7.5%.
The Best Tips To Make A Cash Back Card Even More Valuable To You
While there was a time when credit cards were used to make large purchases and push off the balance, there are a few better ways to use cards these days. The cash-back option is now the smartest way to use a credit card today, where you can earn âfreeâ money just for shopping as you usually would. Key Points The first cash-back credit card appeared back in the 1980s. Today, this card type is arguably the most popular on the market. The hope is that if used properly, you can earn hundreds of dollars a year in rewards. The right cash back credit card can earn you hundreds, or thousands of dollars a year for free. Our top pick pays up to 5% cash back, a $200 bonus on top, and $0 annual fee. Click here to apply now (Sponsor) Cash-back credit cards, first introduced in 1986 with the Discover Card by Sears, have taken the credit world by storm. The idea that you can earn money back, often with no limit and no timetables, has made it super attractive to use this type of credit card and earn as much as possible with a few helpful tips. Take Advantage of Sign-Up Offers First and foremost, if youâre looking at a new cash-back credit card, taking advantage of a sign-up bonus should be the first thing you do. In many cases, you can spend as little as $500 in the first 3 months or as much as $3,000 and earn between $200 and $300 in cash-back rewards. Right now, one of the most popular card options offers a $250 bonus if you spend just $500 in the first three months. This couldnât be any more attractive of an offer as there is a good chance youâll go well past the $500 minimum if youâre anything like me. Using Multiple Cards This tip may be a tough sell for some people who want to limit the number of credit cards in their wallets, but using multiple cash-back cards can help you boost your cash-back bonus. In this case, you might want to use a cash-back card that gives you 6% for every grocery store visit. In these cases, you can quickly rack up reward dollars if you spend just a few hundred dollars monthly at a grocery store. In addition, you can utilize a cash-back card that gets 3% back on restaurant and take-out orders and another card that offers 3% cash-back at gas stations. Using this strategy, you can create a wallet that maximizes cash-back rewards and earns the maximum monthly money. Look At Rotating Categories This tip undoubtedly involves using multiple cards, but a few popular credit cards offer rotating cash-back categories. You can consider using just one credit card for a specific shopping purpose, like groceries, online shopping, or gas stations, and earn 5% for three months. If you partner a rotating category card with other cards in your wallet, you will likely earn the maximum cash-back rewards yearly. Assuming you max out the amount of $1,500 in spending every quarter with one of the card options that offers this bonus level, youâd earn $75 per quarter, or $300 in cash-back bonuses, just by using these cards every quarter where possible. Track Your Spending While many of the most common tips around using cash-back credit cards surround looking at the cards themselves, itâs okay to step back and see exactly where you are spending. If you can break down your budget based on where you are paying the most, like a grocery, Amazon, Target, Walmart, etc., you can put together a wallet of cash-back cards to help you maximize your earning potential. Shopping Portals Another underrated tip that often flies under the radar is using the shopping portal from the credit card company of your choice. With hundreds, potentially even thousands of stores available, you can look at card-linked offers that often come with cash-back bonuses from the retailers themselves, which can go right to the cash-back balance on your card. Redeem As Statement Credit In my case, we often use cash-back rewards to help purchase gifts for the family around the holiday season after collecting them all year, but this isnât the right path for everyone. A very smart tip suggests using your cash-back rewards to help pay down your statement balance. Itâs basically âfreeâ money, so whatever you apply to the balance is money you arenât paying out of pocket. Reminder: Pay On Time If youâre able, paying off the cash-back balance of your credit card every month is the ideal scenario, but even if you donât pay the entire balance, make sure you pay on time. The last thing you want is to collect a lot of cash-back rewards only to earn interest that negates all the work you have done for rewards. The post The Best Tips To Make A Cash Back Card Even More Valuable To You appeared first on 24/7 Wall St..
