Fair Isaac (FICO) Moves 18.0% Higher: Will This Strength Last?
Fair Isaac (FICO) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.
FICO Grows Through Expanding Portfolio and Strong Partnerships
Fair Issac drives growth with new GenAI models, global partnerships and its AI-powered platform, reinforcing leadership in financial services.
Fair Isaac: Market Fears Are Overblown, The Moat Remains
Fair Isaac remains the backbone of U.S. consumer credit scoring with a 90% share in lending decisions and a near-exclusive status in mortgage securitizations despite recent FHFA changes. Investor fears over VantageScore adoption are overstated; while cheaper upfront, its lack of history leads to higher spreads and total funding costs. Q3 2025 results underline the strength of the Scores business, with revenues up +34% y/y driven by mortgage and auto loan originations.
Fair Isaac: I Am Buying Again Despite The Negative News (Rating Upgrade)
Fair Isaac Corporation's moat is being tested by the recent changes in the mortgage credit score system. But the real impact is limited: mortgage originations account for 44% of scores' revenues, and just half of mortgages are sold to the GSEs. FICO's moat is built around the network effects of being the industry standard.
Why Fair Isaac Fell Today
Shares of Fair Isaac (FICO -6.21%) fell 9.3% on Thursday as of 2:10 p.m. ET. The financial giant, which administers the well-known FICO credit score and related credit scoring analytics software, reported earnings last night.
FICO Q3 Earnings Beat Estimates, Strong Scores Drive Up Sales Y/Y
FICO's third-quarter fiscal 2025 results benefit from higher revenues and the robust performance of the Scores segment.
Fair Isaac Corporation (FICO) Q3 2025 Earnings Call Transcript
Fair Isaac Corporation (NYSE:FICO ) Q3 2025 Earnings Conference Call July 30, 2024 5:00 PM ET Company Participants Dave Singleton - Vice President of Investor Relations Steven P. Weber - Executive VP & CFO William J.
Fair Isaac (FICO) Reports Q3 Earnings: What Key Metrics Have to Say
While the top- and bottom-line numbers for Fair Isaac (FICO) give a sense of how the business performed in the quarter ended June 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Fair Isaac (FICO) Q3 Earnings and Revenues Surpass Estimates
Fair Isaac (FICO) came out with quarterly earnings of $8.57 per share, beating the Zacks Consensus Estimate of $7.73 per share. This compares to earnings of $6.25 per share a year ago.
Fair Isaac: Watching The Moat While The Market Revalues Risk
Regulatory pressures and replacement risk, not fundamentals, are driving FICO's valuation compression despite continued robust financial performance and strong margins. FICO's core business shows no immediate signs of volume loss or pricing pressure, but regulatory threats and AI-driven competition cloud its long-term outlook. Valuation remains elevated versus historical averages, and a realistic bear case could see significant downside if regulatory and competitive threats materialize.
Fair Isaac to Report Q3 Earnings: What's in Store for the Stock?
FICO's fiscal third-quarter performance is likely to have benefited from strong Scores momentum, platform growth and improved professional services activity.
