First Federal Bank of South Carolina (FSGB)

Overview

1st Federal Savings Bank of SC, Inc. is a long-established financial institution, having been founded in 1962. Its headquarters are located in Walterboro, South Carolina. The bank caters to both individual and business clients, providing a wide array of banking products and personalized services designed to meet the diverse needs of its customers. With a focus on community banking, 1st Federal Savings Bank of SC, Inc. remains dedicated to offering reliable, innovative financial solutions.

Products and Services

The bank offers a comprehensive suite of products and services including:

• Personal and Business Checking: Accounts tailored to meet the needs of individuals and businesses, providing easy access to funds with the convenience of check writing and debit card transactions.
• Savings and Individual Retirement Accounts (IRAs): Options designed to help customers save for the future, whether it's for a short-term goal or long-term investments like retirement.
• Certificates of Deposit (CDs): Fixed-term investment instruments that offer a guaranteed return rate, ideal for customers looking for secure investment options.
• Check Reorder, Debit Card, and Overdraft Protection Services: Essential banking services that ensure customers can manage their finances smoothly, with features like reordering checks online, securing transactions with debit cards, and preventing account overdrafts.
• Automated Telephone Teller, Wire Transfer, and Night Deposit Drop: Services that provide convenience and flexibility for managing accounts, transferring funds securely, and making deposits at any time.
• Safe Deposit Box, Direct Deposit, and Automatic Transfer Services: Additional services aimed at enhancing the security and efficiency of banking activities like storing valuable items, automating payroll deposits, and setting up recurring transfers.
• Online Banking Services: Enables customers to conduct various banking operations, such as viewing account balances, transferring funds, and paying bills, all from the comfort of their home or while on the go.
• Mortgage, Consumer, and Commercial Loans: A range of loan products designed to meet the diverse financing needs of customers, including home purchases, personal expenses, or business investments.
• Kasasa Products: Innovative banking products that offer rewards like earn-back, cash bonuses, or higher interest rates to customers for meeting certain criteria or performing specific actions.