Old National Bancorp (NASDAQ:ONB ) Q3 2025 Earnings Call October 22, 2025 10:00 AM EDT Company Participants James Ryan - CEO & Chairman John Moran - Senior Executive VP & CFO Timothy Burke - President & COO Conference Call Participants Robert Siefers - Piper Sandler & Co., Research Division Jared David Shaw - Barclays Bank PLC, Research Division Benjamin Gerlinger - Citigroup Inc., Research Division Brendan Nosal - Hovde Group, LLC, Research Division Terence McEvoy - Stephens Inc., Research Division Brian Foran - Truist Securities, Inc., Research Division Christopher McGratty - Keefe, Bruyette, & Woods, Inc., Research Division Sun Young Lee - TD Cowen, Research Division Jon Arfstrom - RBC Capital Markets, Research Division Presentation Operator Welcome to the Old National Bancorp Third Quarter 2025 Earnings Conference Call. This line is being recorded and has been made accessible to the public in accordance with the SEC's Regulation FD.
The headline numbers for Old National Bancorp (ONB) give insight into how the company performed in the quarter ended September 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Old National Bancorp (ONB) came out with quarterly earnings of $0.59 per share, beating the Zacks Consensus Estimate of $0.56 per share. This compares to earnings of $0.46 per share a year ago.
| Banks Industry | Financials Sector | James C. Ryan III CEO | NASDAQ (NGS) Exchange | 680033107 CUSIP |
| US Country | 4,028 Employees | 5 Dec 2025 Last Dividend | 3 Jan 2005 Last Split | 26 Mar 1990 IPO Date |
Old National Bancorp functions as the bank holding company for Old National Bank, offering a broad spectrum of financial services aimed at catering to the needs of both individual and commercial clientele across the United States. With a history stretching back to 1834, the company has firmly established itself within the financial sector, demonstrating a consistent commitment to meeting the varied financial needs of its customers. Headquartered in Evansville, Indiana, Old National Bancorp has evolved to become a trusted name in the banking industry, leveraging its rich heritage to build a comprehensive suite of financial solutions.
Including a variety of options such as noninterest-bearing demand accounts, interest-bearing checking, negotiable order of withdrawal accounts, savings and money market accounts, and time deposits, Old National Bancorp offers a diverse array of banking solutions designed to accommodate the unique financial needs and preferences of each customer.
Old National provides a comprehensive loan portfolio that includes home equity lines of credit, residential real estate loans, consumer loans, commercial loans, commercial real estate loans, agricultural loans, letters of credit, and lease financing options. This extensive range caters to both personal and business financing requirements, facilitating growth and financial stability for borrowers.
The company stays at the forefront of banking technology by offering debit and automated teller machine cards, telephone access, online banking, and other electronic and mobile banking services. These digital offerings are designed to enhance the banking experience, providing convenience and seamless financial management capabilities to customers.
Alongside traditional banking services, Old National extends specialized cash management and private banking services tailored to meet the demanding needs of high-net-worth individuals and businesses seeking advanced financial management tools and personalized service.
For those looking to grow and manage their wealth, Old National Bancorp offers wealth management, investment advisory services, and foreign currency exchange solutions. These services are crafted to provide value and assist clients in achieving their long-term financial goals.
Old National supports businesses with treasury management, merchant services, and access to capital markets, aiming to streamline operations, enhance liquidity, and support expansion activities. These services are designed to address the complex financial operations of commercial clients effectively.
The company also contributes to community development through lending and equity investment solutions aimed at supporting community projects and initiatives. This aspect of their service offering underscores Old National Bancorp's commitment to having a positive impact on the communities in which it operates.