Summary
Old Republic International Corporation (ORI) Q3 2025 Earnings Call Transcript
Old Republic International Corporation (NYSE:ORI ) Q3 2025 Earnings Call October 23, 2025 3:00 PM EDT Company Participants Craig Smiddy - President, CEO & Director Francis Sodaro - Senior VP & CFO Carolyn Monroe - President & CEO Conference Call Participants Joe Calabrese Charles Peters - Raymond James & Associates, Inc., Research Division Jon Paul Newsome - Piper Sandler & Co., Research Division Presentation Operator Thank you for standing by. My name is Tina, and I will be your conference operator today.
Old Republic (ORI) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
The headline numbers for Old Republic (ORI) give insight into how the company performed in the quarter ended September 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Why Old Republic International (ORI) is a Great Dividend Stock Right Now
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Old Republic (ORI) have what it takes?
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Old Republic International Corp. Profile
| Insurance Industry | Financials Sector | Craig Richard Smiddy CEO | NYSE Exchange | 680223104 CUSIP |
| US Country | 9,400 Employees | 5 Dec 2025 Last Dividend | 3 Jan 2006 Last Split | 26 Mar 1990 IPO Date |
Overview
Old Republic International Corporation is a key player in the insurance industry, focusing on underwriting insurance and offering related services predominantly in the United States and Canada. Established in 1923, the company is headquartered in Chicago, Illinois, and operates through a network of subsidiaries. Its services are segmented into General Insurance, Title Insurance, and Republic Financial Indemnity Group Run-off Business, covering a wide spectrum of insurance products tailored to meet the needs of individuals, businesses, and government institutions across various industries.
Products and Services
- General Insurance:
This segment features a comprehensive range of insurance products targeted at various sectors. Products include aviation, commercial auto, commercial multi-peril, commercial property, general liability, home and auto warranty, inland marine, travel accident, and workers' compensation insurance. Furthermore, it offers specialty financial indemnity products such as errors and omissions, fidelity, directors and officers, and surety coverages. These offerings cater to a diverse clientele ranging from businesses in transportation, commercial construction, healthcare, education, to those in retail and wholesale trade, forest products, energy, general manufacturing, and financial services.
- Title Insurance:
Through this segment, Old Republic offers lenders' and owners' title insurance policies based on public record searches to real estate purchasers and investors. In addition, it provides a suite of services including escrow closing, construction disbursement, real estate information products, national default management services, and solutions for real estate transfers and loan transactions. This broad array of services facilitates secure real estate purchases and investments, ensuring customer confidence during property transactions.
- Republic Financial Indemnity Group Run-off Business:
This unique segment specialized in offering private mortgage insurance coverage. Such coverage is designed to protect mortgage lenders and investors from default-related losses on residential mortgage loans, primarily benefitting homebuyers. This product plays a critical role in the housing market, underwriting financial risks for lenders and investors, thereby facilitating homeownership for a wider audience.
Contact Information
