Pagaya Technologies Ltd. (PGY)
NASDAQ (CM) NASDAQ (CM) Primary 
CXA 
Pagaya: Profitability Inflection And Scalable Product Expansion
I rate Pagaya a systematic Buy, driven by its shift to GAAP profitability, scalable operating leverage, and a capital-light, diversified funding model. Pagaya's new AI-driven products and deeper partner integration position it as a growth engine, supporting durable margin expansion and recurring revenue. Risks include execution challenges in scaling new products, macroeconomic cyclicality, high valuation, and reliance on non-GAAP adjustments and key partners.
Pagaya Technologies Stock: The Quiet AI Powerhouse In Fintech You Might Be Overlooking
Pagaya Technologies is delivering strong growth, with profitable quarters, top-line beats, and expanding into new lending verticals like auto and point-of-sale financing. Its AI-driven B2B model, capital-light structure, and deep data moat create a scalable, sticky platform that differentiates it from traditional lenders. Despite a 200%+ YTD rally, Pagaya trades at only 2x sales and 12x non-GAAP earnings, with my DCF model showing 17%+ upside from current levels.
How to Play Pagaya Stock After Upbeat Q2 Earnings Performance?
PGY posts record Q2 net income, raises the 2025 revenue outlook, and touts a resilient, AI-driven, capital-light business model.
Is Northern Trust (NTRS) Outperforming Other Finance Stocks This Year?
Here is how Northern Trust Corporation (NTRS) and Pagaya Technologies Ltd. (PGY) have performed compared to their sector so far this year.
Pagaya Technologies Ltd. (PGY) Q2 2025 Earnings Call Transcript
Pagaya Technologies Ltd. (NASDAQ:PGY ) Q2 2025 Earnings Conference Call August 7, 2025 8:30 AM ET Company Participants Evangelos Perros - Chief Financial Officer Gal Krubiner - CEO, Co-Founder & Director Josh Fagen - Head of Investor Relations & COO of Finance Sanjiv Das - Co-Founder & President Conference Call Participants Harold Lee Goetsch - B.
Compared to Estimates, Pagaya Technologies Ltd. (PGY) Q2 Earnings: A Look at Key Metrics
Although the revenue and EPS for Pagaya Technologies Ltd. (PGY) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Pagaya Technologies Ltd. (PGY) Lags Q2 Earnings Estimates
Pagaya Technologies Ltd. (PGY) came out with quarterly earnings of $0.64 per share, missing the Zacks Consensus Estimate of $0.69 per share.
Pagaya Q2 Earnings on the Cards: A Smart Buy or Risky Bet?
PGY expects strong Q2 results, with revenues anticipated to rise 29% year over year.
Pagaya Technologies: Why I Am Taking A Measured Bet
Pagaya offers a value-oriented AI fintech play, benefiting from secular AI tailwinds and a growing partner ecosystem, though not a high-conviction buy. Growth is stabilizing at high teens, with improving margins and a defensible data-driven moat, but competition and lack of explosive growth temper enthusiasm. Valuation is reasonable at 2.17x EV/forward revenue, reflecting recent profitability and US expansion, yet leaves room for further rerating.
Ahead of Pagaya Technologies Ltd. (PGY) Q2 Earnings: Get Ready With Wall Street Estimates for Key Metrics
Looking beyond Wall Street's top-and-bottom-line estimate forecasts for Pagaya Technologies Ltd. (PGY), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended June 2025.
Pagaya Technologies Ltd. (PGY) Declines More Than Market: Some Information for Investors
In the latest trading session, Pagaya Technologies Ltd. (PGY) closed at $29.12, marking a -3.09% move from the previous day.
Pagaya Technologies Ltd. (PGY) Reports Next Week: Wall Street Expects Earnings Growth
Pagaya Technologies Ltd. (PGY) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report.
