Picic Insurance Limited (PIL)

Overview

Peppermint Innovation Limited is a company focused on the development and commercialization of a comprehensive mobile banking, payment, and remittance platform, catering primarily to the needs of users in the Philippines. Since its establishment in 2007, Peppermint Innovation has aimed to revolutionize financial transaction processes by offering a convenient and efficient digital platform. The headquarters of Peppermint Innovation is located in Perth, Australia, indicating its broad operational scope extending from a solid Australian base to a focused service offering in the Southeast Asian region, particularly in the Philippines.

Products and Services

Peppermint Innovation Limited has developed a suite of digital financial services to cater to a wide array of financial needs, detailed as follows:

• Peppermint Platform: A white label mobile app banking platform that enables other businesses to offer mobile banking services under their own brand. It integrates payments, remittance, delivery and logistics, e-commerce, and various financial services into one comprehensive solution.
• Bizmoto: A mobile payment system that simplifies transactions for users, offering an efficient way to handle payments, whether for bills, goods, or services, directly from their mobile devices.
• BizmoTinda: An e-commerce platform that connects sellers with buyers, facilitating the online sale of goods and services. It functions as a digital marketplace, empowering micro, small, and medium-sized enterprises to reach a wider audience.
• BizmoGo: A service that encompasses delivery and logistics, enabling individuals and companies to send and receive packages with ease. BizmoGo riders are equipped to handle various delivery needs, ensuring timely and reliable service.
• BizmoLoan: A mobile app-based lending service that provides users with access to financial loans. Designed to be user-friendly, it aims to make the borrowing process as straightforward and as accessible as possible, even for those with limited banking history.
• BizmoProtect: A micro-insurance service available through a mobile app, offering a range of insurance products tailored to meet the needs of individuals looking for affordable and accessible insurance coverage options.