Primerica: Low-Risk Business Model Makes Shares Attractive
Primerica's recurring fee income model and low underwriting risk justify its premium valuation versus peers, making it a unique insurance sector player. Recent results show solid earnings growth, strong investment sales, and robust asset-based revenue, offsetting slower term-life policy sales amid consumer budget pressures. The company's conservative balance sheet, excess capital, and aggressive buybacks support a 7% capital return yield and 10%+ long-term return potential.
Primerica Shares Up Since Q1 Earnings Surpass Estimates
PRI stock edges up after Q1 earnings beat estimates, with strong sales across key segments despite rising benefits and expenses.
Primerica, Inc. (PRI) Q1 2025 Earnings Call Transcript
Primerica, Inc. (NYSE:PRI ) Q1 2025 Results Conference Call May 8, 2025 10:00 AM ET Company Participants Nicole Russell - SVP, IR Glenn Williams - CEO Tracy Tan - EVP & CFO Conference Call Participants Ryan Krueger - KBW Wilma Burtis - Credit Suisse Jack Matten - BMO Capital Markets John Barnidge - Piper Sandler Mark Hughes - Truist Securities Dan Bergman - TD Cowen Suneet Kamath - Jefferies Operator Greetings, and welcome to the Primerica First Quarter 2025 Earnings Call. At this time all participants are in a listen-only mode.
Compared to Estimates, Primerica (PRI) Q1 Earnings: A Look at Key Metrics
While the top- and bottom-line numbers for Primerica (PRI) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Primerica (PRI) Q1 Earnings and Revenues Surpass Estimates
Primerica (PRI) came out with quarterly earnings of $5.02 per share, beating the Zacks Consensus Estimate of $4.77 per share. This compares to earnings of $3.91 per share a year ago.
Gear Up for Primerica (PRI) Q1 Earnings: Wall Street Estimates for Key Metrics
Get a deeper insight into the potential performance of Primerica (PRI) for the quarter ended March 2025 by going beyond Wall Street's top -and-bottom-line estimates and examining the estimates for some of its key metrics.
Primerica (PRI) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
Primerica (PRI) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Will Primerica (PRI) Beat Estimates Again in Its Next Earnings Report?
Primerica (PRI) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
Undercovered Dozen: INmune Bio, Primerica, First Quantum, Pinnacle West +
The 'Undercovered' Dozen series highlights 12 lesser-covered stocks, offering fresh ideas and fostering discussion among investors. Mitsui & Co. is given a 'buy' recommendation, driven by Warren Buffett's increased stake, stable commodity prices, and promising long-term growth from a new Australian iron ore deal. Sandisk Corporation is also seen as a 'buy' post-separation from Western Digital, with strong market performance and potential for unlocking shareholder value as an independent flash storage company.
Primerica: More Than A Life Insurance Company
Primerica operates as a life insurance company but also excels in financial product distribution, leveraging a low-capital, high-margin business model. The company focuses on underserved middle-income families, offering term life insurance and investment programs, supported by a large independent sales force. Despite skepticism and MLM concerns, Primerica shows strong financial performance, high ROE, and significant capital returns, outpacing traditional life insurers.
Primerica Q4 Earnings Beat on Higher Premiums, Revenues Up Y/Y
PRI's fourth-quarter earnings benefit from higher premiums and investment income.
Primerica, Inc. (PRI) Q4 2024 Earnings Call Transcript
Primerica, Inc. (NYSE:PRI ) Q4 2024 Earnings Conference Call February 12, 2025 10:00 AM ET Company Participants Nicole Russell - SVP, IR Glenn Williams - CEO Tracy Tan - EVP & CFO Conference Call Participants Wilma Burdis - Raymond James John Barnidge - Piper Sandler Mark Hughes - Truist Securities Suneet Kamath - Jefferies Dan Bergman - TD Cowen Jack Matten - BMO Capital Markets Operator Greetings, and welcome to the Primerica Fourth Quarter 2024 Earnings Call. At this time all participants are in a listen-only mode.
