SoFi Technologies Inc (NASDAQ: SOFI) on Tuesday announced plans to launch cryptocurrency trading for its retail customers. In doing so, SoFi said it has become the first and only nationally chartered bank where consumers can bank, borrow, invest, buy, sell and hold cryptocurrencies, including Bitcoin, Ethereum, and Solana.
SoFi Technologies (SOFI +3.94%) is one of the most innovative financial technology companies.
SOFI posts record Q3 revenues and profits, raises 2025 outlook and expands into AI and blockchain to power future growth.
SoFi Technologies Inc.'s (NASDAQ: SOFI) chief executive officer stated at a conference earlier this year that the fintech company is targeting 30% member growth and 20% revenue growth.
Recently, Zacks.com users have been paying close attention to SoFi Technologies (SOFI). This makes it worthwhile to examine what the stock has in store.
Non-lending segments generated $534M in Q3 FY25 revenue, up 57% YoY, now representing 56% of SoFi's total topline. Fee-based revenue reached $409M, growing 50% YoY, with a $1.6B annualized run rate, reducing reliance on interest-sensitive lending. The Loan Platform Business originated $3.4B in Q3, generating $168M in high-margin revenue, pacing toward $13B in annualized originations.
SoFi Technologies delivered record Q3 results, beating earnings and revenue estimates, driven by robust customer acquisition and Financial Services momentum. SOFI's Financial Services segment saw 76% Y/Y revenue growth and is rapidly closing the gap with Lending, setting the Fintech up for significant bottom-line expansion. Management raised FY 2025 revenue and EBITDA guidance for the third time, reflecting strong business momentum and customer growth.
The futures are trading higher this morning after another stellar day across Wall Street on Tuesday, as all the major indices once again ended higher and continue to print new all-time highs.
SoFi reported its Q3 earnings Tuesday morning (Oct. 28), and the message was straightforward: Its mostly prime borrowers look resilient, and their spending is steady. Pressed by analysts on consumer credit, CEO Anthony Noto said the company's real-time view across checking, investing and lending shows “very strong” credit performance and day-to-day activity.
SoFi raised its full year profit outlook and reported increased membership in the last quarter, something CEO Anthony Noto attributed to SoFi's growing range of financial offerings. Noto joins Caroline Hyde and Ed Ludlow on “Bloomberg Tech.
SoFi Technologies, Inc. delivered a triple beat in Q3 2025, with 36% YoY revenue growth and raised full-year guidance. SOFI's Financial Services Productivity Loop drove record member and product growth, reinforcing its sustainable competitive advantage and diversified revenue streams. Upcoming catalysts include blockchain-enabled SoFi Pay, a stablecoin launch, crypto platform rollout, and potential S&P 500 inclusion in 2026.
SoFi Technologies, Inc. (NASDAQ:SOFI ) Q3 2025 Earnings Call October 28, 2025 8:00 AM EDT Company Participants Anthony Noto - CEO & Director Chris Lapointe - Chief Financial Officer Conference Call Participants Dan Dolev - Mizuho Securities USA LLC, Research Division John Hecht - Jefferies LLC, Research Division Kyle Joseph - Stephens Inc., Research Division Andrew Jeffrey - William Blair & Company L.L.C., Research Division Kyle Peterson - Needham & Company, LLC, Research Division Reginald Smith - JPMorgan Chase & Co, Research Division Peter Christiansen - Citigroup Inc., Research Division Moshe Orenbuch - TD Cowen, Research Division Devin Ryan - Citizens JMP Securities, LLC, Research Division Presentation Operator Good morning or good afternoon.