The stock has wavered in recent days after a big rally upwards and the charts suggest there is a reason for all of this. The stock can still go higher for a couple of reasons, which includes an uptrend and the strength of the balance sheet. QD is contemplating shutting down the last-mile delivery business, but this is a good and not a bad thing.
Qudian remains significantly undervalued, trading at over a 60% discount to its liquidation value, presenting a strong margin of safety for investors. The company is aggressively repurchasing shares, having bought back over $40 million worth since June 2024, enhancing shareholder value. Despite economic uncertainties and currency risks, Qudian's diversified currency holdings offer some hedge.
Qudian has been badly affected by global trade tensions, but the charts suggest the stock could be at a good entry point. The income statement is weighed down by the need to get a new growth driver off the ground, which is facing heavy competition. The balance sheet gives QD a lot of leeway, and an argument can be made that the stock ought to trade higher because of it.
4 Sep 2025 (In 1 month) Date | | - Cons. EPS | - EPS |
16 Jun 2025 Date | | - Cons. EPS | 0.12 EPS |
24 Mar 2025 Date | | - Cons. EPS | - EPS |
25 Nov 2024 Date | | - Cons. EPS | 0.1 EPS |
5 Sep 2024 Date | | - Cons. EPS | 0.07 EPS |
4 Sep 2025 (In 1 month) Date | | - Cons. EPS | - EPS |
16 Jun 2025 Date | | - Cons. EPS | 0.12 EPS |
24 Mar 2025 Date | | - Cons. EPS | - EPS |
25 Nov 2024 Date | | - Cons. EPS | 0.1 EPS |
5 Sep 2024 Date | | - Cons. EPS | 0.07 EPS |
Financial - Credit Services Industry | Financial Services Sector | Min Luo CEO | XBER Exchange | US7477981069 ISIN |
CN Country | 262 Employees | - Last Dividend | - Last Split | 18 Oct 2017 IPO Date |
Qudian Inc. is a consumer-oriented technology company based in the People’s Republic of China, specifically headquartered in Xiamen. Since its establishment in 2014, Qudian Inc. has focused on leveraging technology to provide innovative financial services to consumers. This company is known for operating various online platforms that offer small consumer credit products, catering to the needs of individuals seeking quick and convenient financial assistance. In addition to its credit services, Qudian Inc. also emphasizes on technology development, services, and conducts research and development to further innovate and improve its offerings within the financial tech industry.
At the core of Qudian Inc.'s offerings are their small consumer credit products. These are typically short-term loans or credit facilities that are provided to consumers online. Designed to be accessible and convenient, these products aim to meet the immediate financial needs of customers, such as emergency expenses or small purchases, with a streamlined application and approval process that takes place entirely over the company's online platforms.
Beyond financial products, Qudian Inc. is deeply involved in technology development. This facet of the company focuses on creating new technologies and improving existing ones to enhance the overall functionality and efficiency of their online platforms. These developments often revolve around ensuring secure, fast, and user-friendly operations for both loan origination and processing, highlighting Qudian Inc.'s commitment to leveraging technology in the financial sector.
To keep at the forefront of the fintech industry, Qudian Inc. invests significantly in research and development (R&D). This ongoing R&D effort allows the company to innovate and stay ahead of market trends, ensuring that their products and services remain competitive and relevant. These initiatives are often geared towards exploring new financial products, improving risk management tools, and enhancing user experiences, reflecting the company's dedication to growth and improvement through innovation.