Citizens Holding Company (CIZN)
NASDAQ (NMS) NASDAQ (NMS) Primary 
Citizens Financial Rises Nearly 42% in a Year: Is It Worth Buying Now?
Can CFG stock keep climbing after a 41.5% surge, or do valuation, rising costs and loan risks limit further upside? Let us discuss.
Citizens Initiates Coverage of Live Nation at Outperform With $190 Target
Live Nation Entertainment (NYSE:LYV) has delivered a 13.48% gain over the past year.
Citizens Financial Services Has A Structural Advantage As Interest Rates Fall
Citizens Financial Services is rated a 'buy' due to its compelling valuation and improving fundamentals. CZFS benefits from a declining interest rate environment, with net interest margin and net interest income rising significantly year-over-year. The bank trades at a low 7.8x P/E, below peers on price/book and price/tangible book, with strong ROA (1.37%) and ROE (12.53%).
Citizens (CIA) Q4 Earnings and Revenues Surpass Estimates
Citizens (CIA) came out with quarterly earnings of $0.11 per share, beating the Zacks Consensus Estimate of $0.08 per share. This compares to earnings of $0.07 per share a year ago.
First Citizens Seeks New Mergers to Cross Growth Threshold
First Citizens BancShares is looking to make acquisitions that will give it the scale needed to deal with the additional regulations that come into effect when a bank reaches $250 billion in assets, Bloomberg reported Friday (Feb. 20), citing unnamed sources.
FCNCN: A 6.625% Fixed Rate -Reset Preferred IPO From First Citizens BancShares
First Citizens BancShares (FCNCA) has issued a 6.625% non-cumulative fixed rate-reset preferred stock, Series E (FCNCN), now trading near par. FCNCA's capital structure remains robust, with CET1 at 11.15% and preferred dividends well covered by common distributions. Consensus forward rates imply a potential dividend increase to 7.64% if not called, but market conditions and credit spreads could impact future pricing.
Citizens Financial Strengthens Advisory Platform With Matrix Deal
CFG is set to expand its advisory platform through the planned acquisition of Matrix, expanding expertise in Downstream Energy & Convenience Retail.
First Citizens BancShares: Undervalued, But Far From Ideally Placed
First Citizens BancShares offers over 15% upside but faces near-term headwinds from rate and customer exposures. Recent results disappointed, with flat revenue, rising expenses, and declining pre-provision profits, leading to a post-earnings sell-off. FCNCA's 2026 outlook is muted: flat net interest income, modest fee growth, and compressed margins versus peers, but strong leverage to commercial lending and IPO activity rebounds.
First Citizens: Margin Pressure Comes Into Focus (Downgrade)
First Citizens BancShares, Inc. is downgraded to Hold after mixed Q4 results and disappointing 2026 guidance. FCNCA faces persistent net interest margin compression, limited reserve coverage, and relies heavily on buybacks to maintain EPS. Loan growth is concentrated in the SVB unit, increasing sensitivity to capital markets and VC fundraising cycles.
Patience Continuing To Pay Off For Citizens Financial Group
Citizens Financial Group, Inc. continues to outperform peers, driven by consistent execution and improving ROTCE, supporting further re-rating potential. CFG's Q4 results showed solid revenue growth, margin expansion, and tangible book value improvement, with management guiding to robust NII and fee income growth. Strategic initiatives—cost efficiencies, private banking, and capital markets expansion—are expected to drive double-digit core earnings growth for CFG over the next few years.
Citizens Financial to Post Q4 Earnings: What's in Store for the Stock?
CFG is set to report Q4 results on Jan. 21, with earnings and revenues expected to rise y/y as NII grows despite higher expenses.
Citizens Financial Services Remains Compelling Even In Light Of Share Price Underperformance
Citizens Financial Services (CZFS) remains a compelling value, with robust balance sheet and income growth despite recent underperformance versus the S&P 500. CZFS boasts attractive valuation metrics, trading at a 7.2x P/E and below book value, signaling a low risk profile relative to peers. Net interest margin expanded from 3.09% to 3.60% in Q3, driving net profits to $10 million, well above last year's $7.5 million.
