First Business Financial Services Inc. (FBIZ)

Overview

First Business Financial Services, Inc. stands as a key bank holding company for First Business Bank, primarily serving small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals. Established in 1909 and headquartered in Madison, Wisconsin, the company extends its services across Wisconsin, Kansas, and Missouri. It specializes in offering a wide range of commercial banking products and services tailored to meet the financial needs of its diverse clientele.

Products and Services

The company's broad array of products and services includes:

• Real Estate Lending: Focused on providing loans for the purchase, renovation, or construction of commercial properties, catering to businesses seeking to invest in real estate development.
• Commercial and Industrial Lending: Offers financing solutions for businesses to support their operational needs, expansion plans, or capital investments, aiming to foster business growth and sustainability.
• Asset-based Lending: Provides corporate clients with loans secured by assets such as inventory, accounts receivable, or other balance sheet assets, helping businesses leverage their existing assets for liquidity.
• Accounts Receivable Financing: This service allows companies to finance their accounts receivables, offering immediate cash flow solutions to enhance liquidity and operational efficiency.
• Equipment Financing Loans and Leases: Tailored financing and leasing options for businesses looking to acquire new equipment without hefty upfront costs, thus preserving capital and managing cash flow.
• Floorplan Financing: Specialized lending service designed for retailers and dealerships to finance their inventory, such as automobiles, ensuring they maintain optimal stock levels without straining their finances.
• Vendor Financing: Enables manufacturers and dealers to offer their customers financing solutions on purchases, thereby facilitating sales and enhancing customer loyalty.
• Small Business Administration (SBA) Lending and Servicing: Offering SBA loans that provide small businesses with access to funding under favorable terms, supporting their growth and operational needs.
• Treasury Management Solutions: Comprehensive services aimed at managing a company's cash flow, liquidity, and overall financial operations more efficiently and effectively.
• Company Retirement Services: Assisting businesses in setting up and managing retirement plans for their employees, contributing to employee satisfaction and retention.
• Private Wealth Management: Provides individuals with services such as asset allocation strategies, trust and estate administration, financial planning, investment management, and access to brokerage and custody-only services, focusing on wealth accumulation, preservation, and transfer.
• Bank Consulting: Offers consultancy services including investment portfolio administrative and asset liability management services, aiding banks and financial institutions in optimizing their financial strategies and operations.
• Commercial Deposit Accounts: A variety of deposit account options designed for businesses, providing flexibility and convenience for managing funds.