Arbor Realty Trust, Inc. OWQ

Overview

Arbor Realty Trust, Inc., based in Uniondale, New York, and founded in 2003, operates as a real estate investment trust (REIT) that invests in a diversified portfolio of structured finance assets across the multifamily, single-family rental, and commercial real estate markets in the United States. The company's operations are divided into two main segments: Structured Business and Agency Business. As a REIT, Arbor Realty Trust is required to distribute at least 90% of its taxable income to its shareholders, allowing it to generally avoid federal corporate income taxes.

Products and Services

• Bridge and Mezzanine Loans:

This financing option includes junior participating interests in first mortgages. It is designed for borrowers who need short-term capital for property acquisition or other real estate purposes. These loans fill the gap between the first mortgage and the borrower's equity.

• Preferred and Direct Equity Investments:

Arbor Realty Trust makes preferred equity investments in entities that directly or indirectly own real property. This type of financing provides capital that is typically less expensive than common equity but costlier than debt, offering an alternative to traditional funding methods.

• Real Estate-Related Joint Ventures:

The company engages in joint ventures by investing in real estate-related projects alongside partners. These ventures allow for shared investment risks and benefits in various real estate projects.

• Real Estate-Related Notes and Mortgage-Related Securities:

It invests in notes and securities that are tied to real estate assets, providing an opportunity for investment in mortgage-backed securities, which include a broad range of real estate debt instruments.

• Bridge Financing Products:

These products offer short-term loans to borrowers who are in the process of acquiring a property. Bridge financing serves as an interim financing option until a more permanent financing solution is found.

• Mezzanine Financing:

Mezzanine loans are provided as subordinate debt to a primary mortgage loan but senior to the borrower's equity, offering a balance between risk and return for the lender.

• Junior Participation Financing:

This type of financing involves obtaining a junior participating interest in the senior debt, which can be an attractive option for lenders seeking higher yields than those offered by senior debt alone.

• Conventional, Workforce, and Affordable Single-Family Housing Financing:

Arbor Realty Trust provides financing solutions focused on the acquisition of conventional, workforce, and affordable single-family housing, addressing a vital segment of the housing market.

• Multifamily Mortgage Loans Through Conduit/Commercial Mortgage-Backed Securities Programs:

The company underwrites, originates, sells, and services multifamily mortgage loans, utilizing conduit/commercial mortgage-backed securities programs to provide financing for multifamily properties.