SoFi's 82% surge in six months spotlights soaring profitability, record loan growth and sharply raised 2025 guidance that could keep momentum alive.
JPMorgan Chase ( NYSE:JPM ) has shaped American finance for over two centuries, tracing its roots to 1799 and repeatedly stepping in as the “bank of last resort” to avert crises.
Anthony Noto, the CEO of fintech firm SoFi Technologies (NASDAQ:SOFI), envisions scaling SoFi into a trillion-dollar company.
SoFi Technologies Inc.'s (NASDAQ: SOFI) chief executive officer stated at a conference earlier this year that the fintech company is targeting 30% member growth and 20% revenue growth.
SoFi Technologies, Inc. remains in long-term growth mode but is richly valued at a mid-70s FWD EPS multiple. A surprising $1.5 billion share offering raises substantial questions about SOFI's capital allocation despite a strong balance sheet. Q3 results were robust with net revenue up 38% YoY and tangible book value per share rising to $5.97, cash flows strong, raising questions about the need for dilution.
SoFi Technologies has rapidly evolved into a leading full-service digital bank, boasting $30 billion in deposits and robust profitability. SoFi's integrated platform, strong execution, and disciplined cost control drive impressive growth, with Q3 2025 revenue and EBITDA exceeding expectations. Despite rich valuation and macroeconomic risks, SoFi's self-funded model, expanding fee-based ecosystem, and operating leverage set it apart from peers.
In the past six months, SoFi's (NASDAQ:SOFI) share price has increased by approximately 101%, indicating a significant re-rating by investors. In its latest reported quarter (Q3 2025), the company reported adjusted net revenue of around USD 950–962 million, reflecting an increase of about 38% compared to the previous year.
Ouch! Shares of disruptive fintech firm SoFi Technologies (NASDAQ:SOFI) sank 6% to 7% on Friday even as the major stock market indexes were mostly in the green.
SoFi's been on a winning streak. Today's it's taking a breather.
SoFi Technologies Inc.'s (NASDAQ: SOFI) chief executive officer stated at a conference earlier this year that the fintech company is targeting 30% member growth and 20% revenue growth.
Shares of SoFi Technologies Inc. sank more than 6% in after-hours trading Thursday, after the fintech company announced plans for a $1.5 billion stock offering.
SoFi Technologies is looking to fund additional business opportunities with an underwritten public offering of $1.5 billion of shares of its common stock.