SoFi Technologies, Inc. (SOFI)
SoFi's Reset Is Testing More Than Valuation
SoFi delivered $1.013B quarterly revenue (+37% YoY), with Financial Services and Tech Platform growing 61% to $579M combined. Fee-based revenue reached $443M (+50% YoY), signaling a shift toward capital-light growth and reduced balance sheet dependency. Personal loan charge-offs rose modestly to 2.80%, while FICO scores remained strong at 744–749, confirming prime borrower exposure.
Should You Buy SoFi Technologies Stock After a YTD Decline of 38%?
SOFI stock is down 38% this year, but strong member growth, lending tailwinds and tech platform expansion keep its long-term fintech story intact.
SoFi Can't Shake the Doubts, but Its Stock at $15 Is Crazy
Fintech stocks entered 2026 riding high on hopes for lower rates and a digital finance boom.
SoFi: Market Panic Just Created An Amazing Entry Point
SoFi Technologies has declined over 50%, stunning growth investors. But I see signs of bottoming near $15, as investors fled. SOFI still trades at a premium (27x forward P/E) versus fintech peers but is justified by robust cross-selling execution and a projected ~40% earnings 3-year CAGR. Key risks include heavy reliance on lending (>50% of net revenue), macroeconomic headwinds, and untested loan platform performance in a possible downturn.
SoFi Launches Banking Service for Businesses. Can It Boost the Struggling Stock?
SoFi Big Business Banking will allow enterprise customers to hold deposits, transfer funds, and settle transactions within SoFi's nationally chartered bank.
SoFi Technologies, Inc. (SOFI) Stock Drops Despite Market Gains: Important Facts to Note
SoFi Technologies, Inc. (SOFI) reached $15.63 at the closing of the latest trading day, reflecting a -1.57% change compared to its last close.
SoFi Technologies, Inc. (SOFI) Is a Trending Stock: Facts to Know Before Betting on It
Recently, Zacks.com users have been paying close attention to SoFi Technologies (SOFI). This makes it worthwhile to examine what the stock has in store.
Up 32% in 2026, How High Can SOFI Stock Go This Year?
SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) climbed from a 52-week low of $8.60 to a high of $32.73 before a sharp reversal brought shares back to $15.39 as of writing.
SoFi's Galileo Integration: A Key Engine Behind Its Fintech Expansion
SOFI's Galileo acquisition since 2020 powers BNPL services, AI engagement tools and faster product launches across its expanding fintech ecosystem.
I Sold SoFi At $30, Now I'm Eyeing Re-Entry
SoFi Technologies Inc. has declined 40% year-to-date and 28% since my prior coverage, reflecting rising credit concerns and sentiment reset. SoFi added 1 million members to reach 13.7 million, while products grew 37% YoY to 20.2 million, boosting cross-sell efficiency. Fee revenue reached $443 million in Q4, annualizing to $1.8 billion, supporting a capital-light model and expanding EBITDA margins to 31%.
SoFi: Execution Makes It A Buy Again (Rating Upgrade)
SoFi has demonstrated strong execution, growing net revenue from $2.7B in 2024 to $3.6B in 2025 and expanding its product suite. I see 2025 as a pivotal year, with robust segment growth, especially in financial services, and member count rising from 10.1M to 13.7M. Management guides for a 30% net revenue CAGR and 38–42% EPS CAGR through 2028, targeting $1.5B in near-term earnings and $3B longer term.
SoFi vs. Nu Holdings: Which Fintech Stock Stands Out Right Now?
NU may have the edge over SOFI as its 131M-user base, rising monetization, and strong revenue growth combine with a more attractive valuation.
