International Personal Finance plc (3I8)

Overview

International Personal Finance plc, established in 1997 and headquartered in Leeds, the United Kingdom, is a company that specializes in providing consumer credit. Its operations span across Europe and Mexico, leveraging a subsidiary-based model to cater to the diverse financial needs of its customers. The company is dedicated to offering a variety of credit products aiming to improve financial inclusivity for its clients.

Products and Services

• Online Payment Transaction

  This service allows customers to carry out transactions over the internet, simplifying the process of bill payments and fund transfers.

• Revolving Credit Line

  A flexible credit facility that lets customers borrow up to a certain limit and pay back over time, making it easier to manage cash flow and unexpected expenses.

• Digital Installment Loans

  These are loans where the amount can be returned over time in fixed regular payments, ideal for financing big-ticket purchases in a structured manner.

• Credit Card

  A payment card issued to users to enable them to pay a merchant for goods and services based on the cardholder's promise to the card issuer to pay them for the amounts plus the other agreed charges.

• Hybrid Loans

  This innovative product combines features of both traditional installment loans and flexible credit lines, providing customers with more freedom and choice in managing their finances.

• Home Credit Installment Loans

  These loans are aimed at customers preferring face-to-face service, with repayments collected at their homes, enhancing the personalization of the service.

• Medical and Life Insurances

  In addition to credit products, the company offers insurance products to protect its customers against unforeseen medical expenses and life's uncertainties.