Banca Mediolanum's core strength is its asset management focus, with resilient AUM growth and a unique, countercyclical investment strategy that stabilizes revenues. The bank's strong client relationships and automated investment plans have driven steady net inflows, even during market downturns, supporting sustainable dividend payouts. Traditional lending is reviving as rates fall, but the main earnings driver remains commissions; the bank boasts a robust CET1 ratio and low loan/deposit ratio.
Italy's Banca Mediolanum on Thursday posted a 36% rise in annual net profit to a record 1.12 billion euros ($1.16 billion) for 2024.