XTM Inc. (CA98388T1021)

Overview

XTM Inc. stands out as a pioneering force in the fintech sector, specializing in providing solutions for the timely dissemination of earned wages and tips, particularly catering to workers in the hospitality and personal care domains. Initially known as Extreme Corp Makeover Inc., the company underwent a rebranding in October 2006 to XTM Inc., signifying a refined focus and broader vision. Established in 2005 and proudly headquartered in Toronto, Canada, XTM Inc. commits to enhancing the financial liquidity and flexibility for service workers, enabling them to access their earnings with unprecedented ease.

Products and Services

XTM Inc. delivers a comprehensive suite of financial products and services tailored to meet the unique needs of restaurateurs, personal care services operators, and their employees. These innovative solutions harmoniously blend convenience with functionality, as outlined below:

• Today Solution: This custom offering addresses the specific requirements of the hospitality and personal care sectors by providing a seamless solution encompassing a cost-free mobile application paired with a Visa or MasterCard debit card. This integration ensures that service workers can promptly access their earned wages and gratuities without undue delay or inconvenience.
• Visa Direct and MasterCard Send: XTM Inc. leverages these sophisticated platforms to offer rapid and uncomplicated money transfer capabilities. These services facilitate the instant transfer of funds, ensuring that employees can receive their earnings in a timely and efficient manner.
• Pre-Authorized Direct Deposit: This feature streamlines the payroll process, allowing for automatic deposits of earned wages into employees’ accounts. It epitomizes convenience by negating the need for manual paycheck distribution, thus enhancing the operational efficiency of businesses.
• Digital Banking Products: Recognizing the importance of digital financial tools in today’s economy, XTM Inc. offers a range of digital banking solutions. These products aim to simplify financial management for both businesses and their employees, embracing the shift towards digital financial transactions and banking operations.