Cholamandalam Investment and Finance Company Limited (CHOLAFIN)

Overview

Cholamandalam Investment and Finance Company Limited is distinguished as a leading non-banking finance company in India. It was established in 1978 and operates out of Chennai, India, servicing a diverse client base. The company provides a comprehensive range of financial products and services through its various segments including Vehicle Finance, Loan Against Property, Home Loans, and Other Loans. Cholamandalam Investment and Finance Company Limited caters to both individual and institutional clients, offering tailored solutions that meet a wide array of financial needs. From vehicle loans to portfolio management services, the company is dedicated to empowering its customers through accessible and flexible financial services.

Products and Services

• Vehicle Finance:

  Offers financing options for a wide spectrum of vehicles including commercial vehicles, passenger vehicles, two- and three-wheelers, as well as tractors and construction equipment. This segment aims to support individuals and businesses in acquiring vehicles for personal and commercial use.

• Loan Against Property:

  Provides secured loans against property, enabling customers to leverage their real estate assets for obtaining funds. These loans cater to individuals who need financing for personal or business purposes, offering a viable solution to meet their financial requirements.

• Home Loans:

  Offers home loans to customers looking to buy or construct their own homes. The company provides comprehensive support to individuals in making one of the most significant financial decisions, ensuring competitive interest rates and terms.

• Other Loans:

  This category encompasses consumer and small enterprise loans, including personal loans, professional loans, and business loans geared towards salaried, self-employed individuals, and micro and small businesses. It is designed to meet the varied financial needs of customers through flexible loan options.

• Portfolio Management Services:

  Offer investment solutions tailored to the needs of individual clients. These services are focused on managing investments efficiently, aiming to achieve optimal returns while mitigating risks.

• Stock Broking Services:

  Provides stock broking services to both retail and institutional investors. The company facilitates the buying and selling of securities, aiming to enrich the investment experience through expert insights and reliable execution.

• Insurance Products and Mutual Funds Distribution:

  Distributes a variety of insurance products and mutual funds, catering to the investment and protection needs of customers. This service allows clients to secure their financial future through diverse investment options.

• Dealer Portal Services (Gaadi Bazaar):

  A unique hub catering to dealers for listing vehicles, generating leads, and applying for loans and trade advances under the brand name Gaadi Bazaar. This platform streamlines the process of vehicle sales and finance, providing a comprehensive solution for dealers.

• Payswiff (Omni-channel Payment Transaction Solution):

  Offers Payswiff, an omni-channel payment transaction solution that enables business owners to accept payments from customers in various settings such as in-store, at home deliveries, online, and on-the-go using mPOS and POS solutions. This service facilitates seamless payment transactions, enhancing customer convenience.