Dave Inc. (DAVE)
NASDAQ (NMS) NASDAQ (NMS) Primary 
Dave Inc. (DAVE) Q3 2025 Earnings Call Transcript
Dave Inc. ( DAVE ) Q3 2025 Earnings Call November 4, 2025 8:30 AM EST Company Participants Jason Wilk - Co-Founder, CEO, President & Chairman Kyle Beilman - COO, CFO & Secretary Conference Call Participants Jacob Stephan - Lake Street Capital Markets, LLC, Research Division Harold Goetsch - B. Riley Securities, Inc., Research Division Devin Ryan - Citizens JMP Securities, LLC, Research Division Pallav Saini - Canaccord Genuity Corp., Research Division Jeffrey Cantwell - Seaport Research Partners Gary Prestopino - Barrington Research Associates, Inc., Research Division Mark Palmer - The Benchmark Company, LLC, Research Division Zachary Gunn - Financial Technology Partners LP Presentation Operator Good morning, everyone, and thank you for participating in today's conference call to discuss Dave's Financial Results for the Third Quarter Ended September 30, 2025.
Dave Inc. (DAVE) Q3 Earnings and Revenues Surpass Estimates
Dave Inc. (DAVE) came out with quarterly earnings of $4.24 per share, beating the Zacks Consensus Estimate of $2.29 per share. This compares to earnings of $1.51 per share a year ago.
Dave Set to Report Q3 Earnings: Here's What Investors Should Know
DAVE's third-quarter 2025 results are expected to show strong gains as new fee models, CashAI and higher card use are likely to have boosted revenues and margins.
Dave Inc. (DAVE) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
DAVE INC (DAVE) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Why DAVE INC (DAVE) is Poised to Beat Earnings Estimates Again
DAVE INC (DAVE) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
DAVE's CAC Moves Up: Is Profitability Still in the Picture?
Dave's higher CAC is fueling strong customer growth, record EBITDA and soaring profitability despite rising costs.
Dave & Buster's: Tarun Lal To Attempt Turnaround After Q2 Miss
Dave & Buster's Entertainment has continued to struggle generating traffic. The Q2 report's clear earnings miss reflects the fact. Tarun Lal has been appointed as CEO to drive a turnaround. The turnaround strategy is extensive and targets a massive EBITDA improvement to $675 million. PLAY stock's valuation could generate massive returns if a turnaround materializes. For now, such upside is highly speculative as earnings continue to trail.
Improving Fundamentals Drive New Buybacks for 3 Strong Performers
When a stock performs strongly, it often means that the fundamentals of a company's business are moving in the right direction. Unwarranted hype or speculative trading can drive rallies as well, but these tend to be exceptions rather than the rule.
DAVE vs. SOFI: Which Fintech Disruptor Offers More Growth Potential Now?
SoFi's soaring revenues, raised 2025 guidance, and record member growth set it apart from Dave's lean but pressured fintech model.
Can DAVE's New $3 Subscription Fee Model Boost Margins?
Dave's $3 subscription fee drives stronger margins, higher revenues and improved profitability, with lasting growth potential.
Dave's Q2 Profits Expand Sharply: Can It Keep This Momentum?
DAVE's second-quarter adjusted net income soared 233% with elevated guidance, but rising delinquencies test its margin strength.
Dave Stock Skyrockets 416% in a Year: Should You Play or Let Go?
DAVE's expanding user base fuels revenue gains, but credit risks and competition threaten its growth path.
