Fair Isaac Corporation (NYSE:FICO ) Q2 2025 Results Conference Call April 29, 2024 5:00 PM ET Company Participants Dave Singleton - Vice President, Investor Relations Will Lansing - Chief Executive Officer Steve Weber - Chief Financial Officer Conference Call Participants Manav Patnaik - Barclays George Tong - Goldman Sachs Stephen Pollock - Baird Simon Clinch - Redburn Atlantic Jason Haas - Wells Fargo Faiza Alwy - Deutsche Bank Surinder Thind - Jefferies Ashish Sabadra - RBC Kyle Peterson - Needham Josh Dennerlein - BofA Securities Scott Wurtzel - Wolfe Research Kevin McVeigh - UBS Matthew O'Neill - FT Partners Operator Good day, and thank you for standing by. Welcome to the Second Quarter 2025 FICO Earnings Conference Call.
While the top- and bottom-line numbers for Fair Isaac (FICO) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Fair Isaac (FICO) came out with quarterly earnings of $7.81 per share, beating the Zacks Consensus Estimate of $7.39 per share. This compares to earnings of $6.14 per share a year ago.
FICO's fiscal second-quarter performance is likely to have benefited from strong platform growth and customer adoption, driving momentum.
Looking beyond Wall Street's top -and-bottom-line estimate forecasts for Fair Isaac (FICO), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended March 2025.
Fair Isaac (FICO) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Fair Isaac Corporation is a high-quality, global analytics firm with impressive revenue and profit growth, but its stock is currently overvalued. Despite strong financials and minimal debt, FICO's shares are expensive relative to similar companies and their historical valuations. Management's ongoing stock buybacks are suboptimal at current high valuations; capital should be allocated toward growth opportunities instead.
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Fair Isaac (FICO) reported earnings 30 days ago. What's next for the stock?
Investors were more than fair to credit analysis specialist Fair Isaac's (FICO 2.93%) stock on Wednesday. They traded it up by nearly 3%, following a bullish upgrade by an analyst.
Fair Isaac keeps executing its price increase strategy and still has room for further increases in the scores segment. Volume growth in mortgage originations (110% YoY), on top of the increase in prices, should boost its free cash flow in FY2025. The growth rate has decreased in the software segment, but management expects it to accelerate in the coming quarters.
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