Fidelis Insurance Holdings Limited (FIHL) Q3 2025 Earnings Call Transcript
Fidelis Insurance Holdings Limited ( FIHL ) Q3 2025 Earnings Call November 13, 2025 9:00 AM EST Company Participants Miranda Hunter - Group Head of Investor Relations Daniel Burrows - Group CEO & Executive Director Allan Decleir - Group CFO, Bermuda CEO & Executive Director Jonathan Strickle - Group Chief Actuarial Officer Conference Call Participants David Motemaden - Evercore ISI Institutional Equities, Research Division Meyer Shields - Keefe, Bruyette, & Woods, Inc., Research Division Leon Cooperman - Omega Advisors, Inc. Brian Meredith - UBS Investment Bank, Research Division Taylor Scott - Barclays Bank PLC, Research Division Andrew Andersen - Jefferies LLC, Research Division Pablo Singzon - JPMorgan Chase & Co, Research Division Presentation Operator Good morning, ladies and gentlemen, and welcome to the Fidelis Insurance Group's Third Quarter 2025 Earnings Conference Call. [Operator Instructions] With that, I will now turn the call over to Miranda Hunter, Head of Investor Relations.
Fidelis Insurance Holdings (FIHL) Q3 Earnings and Revenues Lag Estimates
Fidelis Insurance Holdings (FIHL) came out with quarterly earnings of $1.21 per share, missing the Zacks Consensus Estimate of $1.6 per share. This compares to earnings of $0.92 per share a year ago.
Fidelis Insurance Holdings (FIHL) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
Fidelis Insurance (FIHL) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Fidelis: Turning The Corner On Russia Losses, A Favorable Hurricane Season
Fidelis Holdings has moved beyond one-time Russia aircraft losses, which are not indicative of ongoing underwriting issues. FIHL's Q2 results showed resilience, despite Russia-related claims and a positive outlook due to a quiet hurricane season. The company benefits from higher interest rates, maintains a conservative investment portfolio, and is ramping up capital returns via buybacks and a 50% dividend hike.
Fidelis Insurance Holdings Limited (FIHL) Q2 2025 Earnings Conference Call Transcript
Fidelis Insurance Holdings Limited (NYSE:FIHL ) Q2 2025 Earnings Conference August 14, 2025 9:00 AM ET Company Participants Allan Carl Decleir - Group CFO, Bermuda CEO & Executive Director Daniel Burrows - Group CEO & Executive Director Jonathan Strickle - Group Chief Actuarial Officer Miranda Hunter - Group Head of Investor Relations Conference Call Participants Andrew E. Andersen - Jefferies LLC, Research Division David Kenneth Motemaden - Barclays Bank PLC, Research Division a - Unidentified Company y - Unidentified Company l - Unidentified Company o - Unidentified Company r - Unidentified Company l - Unidentified Company e - Unidentified Company x - Unidentified Company a - Unidentified Company n - Unidentified Company d - Unidentified Company e - Unidentified Company r - Unidentified Company c - Unidentified Company o - Unidentified Company t - Unidentified Company t - Evercore ISI Institutional Equities, Research Division Leon G.
New Strong Sell Stocks for August 14th
FIHL, FLOC and WHF have been added to the Zacks Rank #5 (Strong Sell) List on August 14, 2025.
Here's What Key Metrics Tell Us About Fidelis Insurance (FIHL) Q2 Earnings
The headline numbers for Fidelis Insurance (FIHL) give insight into how the company performed in the quarter ended June 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Fidelis Insurance Holdings (FIHL) Q2 Earnings Surpass Estimates
Fidelis Insurance Holdings (FIHL) came out with quarterly earnings of $0.12 per share, beating the Zacks Consensus Estimate of a loss of $0.12 per share. This compares to earnings of $0.54 per share a year ago.
Wall Street's Insights Into Key Metrics Ahead of Fidelis Insurance (FIHL) Q2 Earnings
Looking beyond Wall Street's top-and-bottom-line estimate forecasts for Fidelis Insurance (FIHL), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended June 2025.
Analysts Estimate Fidelis Insurance Holdings (FIHL) to Report a Decline in Earnings: What to Look Out for
Fidelis Insurance (FIHL) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Fidelis Insurance: The Forgotten Gem
Strong upside potential driven by normalized EPS of $2.30–$2.50 and expanding margins in the next 12-18 months. Valuation sits at 0.73x book value and under 7x normalized earnings, compared to Bermuda peers, which trade above book. Management's disciplined capital allocation: $105.4M in buybacks, $46.2M in dividends paid in 2024, along with $400M debt raised to retire higher-cost preferreds.
Fidelis Insurance: Attractive Valuation As One-Time Pressures Pass
FIHL shares are deeply undervalued due to one-off Russia-Ukraine and wildfire losses, offering significant upside as these issues resolve. Core insurance and reinsurance businesses remain strong, with solid underwriting, pricing power, and a robust balance sheet supporting continued capital returns. Rising catastrophe losses are offset by higher premiums and limited reinsurance capital, enhancing future profitability and margin resilience.
