LendingClub delivered outstanding 2Q25 results, beating consensus estimates on EPS and revenue. Strong credit performance, efficient marketing, and robust loan originations drove results. Management achieved its year-end goals early and raised guidance for originations, pre-provision net revenue, and return on tangible common equity.
Investors need to pay close attention to LC stock based on the movements in the options market lately.
The Connected Economy 100 index had a tough week, losing 4.2% percent across all pillars except “eat.” While the index was down overall due to big drops at several companies, including double digits at Xero, iRobot, and United Healthcare, there were some notable highlights.
LendingClub has executed strongly, beating revenue and earnings forecasts and outperforming peers in credit quality and risk management. Despite strong company performance, I am downgrading it from 'Strong Buy' to 'Buy' due to rising macroeconomic risks, especially consumer credit delinquencies. The stock is no longer a deep value play after recent price appreciation, though some valuation metrics remain attractive.
One of Schaeffer's top stock picks for 2025 , LendingClub Corp (NYSEL:LC), was last seen up 19.7% at $15.69 after strong second-quarter results.
LendingClub Corporation (NYSE:LC ) Q2 2025 Earnings Conference Call July 29, 2025 5:00 PM ET Company Participants Andrew LaBenne - Chief Financial Officer Artem Nalivayko - Director of Investor Relations Scott C. Sanborn - CEO & Director Conference Call Participants Crispin Elliot Love - Piper Sandler & Co., Research Division David Michael Scharf - Citizens JMP Securities, LLC, Research Division Kyle Joseph - Stephens Inc., Research Division Reginald Lawrence Smith - JPMorgan Chase & Co, Research Division Timothy Jeffrey Switzer - Keefe, Bruyette, & Woods, Inc., Research Division Vincent Albert Caintic - BTIG, LLC, Research Division William Haraway Ryan - Seaport Research Partners Operator Good afternoon.
Although the revenue and EPS for LendingClub (LC) give a sense of how its business performed in the quarter ended June 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
LendingClub (LC) came out with quarterly earnings of $0.33 per share, beating the Zacks Consensus Estimate of $0.15 per share. This compares to earnings of $0.13 per share a year ago.
LendingClub has successfully transitioned from a P2P lender to a profitable fintech-bank hybrid, leveraging its national bank charter for flexibility and growth. Recent financials show strong revenue and loan growth, improved profitability, and cost efficiencies, with expectations for continued expansion as macro conditions improve. Despite risks from interest rates and economic cycles, LC's low valuation, strong capital, and growth prospects offer an attractive value and recovery play.
Does LendingClub (LC) have what it takes to be a top stock pick for momentum investors? Let's find out.
The consensus price target hints at a 25.3% upside potential for LendingClub (LC). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.
Investors need to pay close attention to LC stock based on the movements in the options market lately.