MA is turning transaction data into predictive intelligence, using AI to power fraud detection and smarter commerce.
MA partners with Smile ID to strengthen digital ID verification, combat fraud and power Africa's digital economy.
Mastercard (MA) stands out as a capital-light, compounding business at the core of financial infrastructure, making it a key 'rails and tollbooths' portfolio holding. MA's international growth and infrastructure role often justify its premium over Visa (V), though recent returns have lagged the broader market. The current bull market's AI focus and premium valuations have sidelined MA and V, but these factors don't fully explain their underperformance.
MA sees U.S. holiday sales up 3.6% as tariffs, inflation and price-conscious shoppers reshape the 2025 season.
The Mastercard Economics Institute expects holiday spending to increase at a lower rate than last year as consumers navigate a slowdown in hiring in the labor market and uncertainty around the impact of tariffs. Retail sales excluding autos will grow by 3.6% year over year during the Nov. 1 to Dec.
Investors often turn to recommendations made by Wall Street analysts before making a Buy, Sell, or Hold decision about a stock. While media reports about rating changes by these brokerage-firm employed (or sell-side) analysts often affect a stock's price, do they really matter?
MA aims to control the rising incidence of identity fraud as Entrust integrates Mastercard Identity insights, offering smarter, risk-based verification tools.
Mastercard Incorporated (NYSE:MA ) Goldman Sachs Communicopia + Technology Conference September 8, 2025 12:30 PM EDT Company Participants Sachin Mehra - Chief Financial Officer Conference Call Participants William Nance - Goldman Sachs Group, Inc., Research Division Presentation William Nance Research Analyst All right. We're going to get started today.
MA expands digital reach with GCash's Tap to Pay, enabling global contactless payments across 150M locations.
MA partners with Zain Cash to expand prepaid, credit and SME card offerings of the latter while boosting digital payments in Jordan.
Mastercard's robust double-digit revenue and EPS growth, driven by international expansion and higher transaction volumes, outpaces Visa and supports its premium valuation. The company demonstrates margin improvement by controlling operating expense growth, while strong card and transaction growth highlight its competitive positioning. Consistent share repurchases and modest dividends reinforce Mastercard's commitment to shareholder returns, underpinned by sustained earnings growth.
Mastercard solidifies its Circle partnership to bring USDC and EURC settlements to acquirers across the EEMEA region as well as promote widespread adoption of stablecoins in the region.