SoFi Technologies, Inc.'s strong fundamentals and favorable market trends support a 72% upside potential, targeting a $25 share price. The company consistently delivers strong earnings, with 20%+ Y/Y revenue growth and significant EPS improvement, driven by a growing member base and product portfolio. SOFI's strategic focus on product innovation, partnerships, and becoming a One-Stop Shop for financial services positions it well for future growth.
The market is becoming more optimistic about SoFi Technologies (SOFI -0.41%): As of Feb. 7, its shares had risen by 132% over the prior six months, and after trading mostly below $10 for about two and a half years, they're n ow changing hands at nearly $15.
SoFi Technologies, Inc. (NASDAQ:SOFI ) BofA Securities 2025 Financial Services Conference February 11, 2025 1:50 PM ET Company Participants Anthony Noto - Chief Executive Officer Conference Call Participants Mihir Bhatia - BofA Securities Mihir Bhatia Welcome to the SoFi Session. I'm Mehir Bhatia.
Recently, Zacks.com users have been paying close attention to SoFi Technologies (SOFI). This makes it worthwhile to examine what the stock has in store.
Delinquency rate growth is continuing to slow, creating a positive operating environment for SoFi. Refinancing demand exists, and SoFi is ready to capture the demand through its continued member growth and flywheel strategy. Despite about 100% stock price appreciation in recent months, I continue to believe that the company is reasonably valued.
Shares of SoFi Technologies (NASDAQ: SOFI) gained 0.74% on Friday, which wasn't enough to break even this week after falling by -0.40% over the past five trading sessions, including a sharp drop of -4.75% on Thursday.
Compared to megabanks like Wells Fargo or Bank of America, SoFi Technologies (SOFI -4.45%) is anything but an industry titan. In fact, with only 10 million customers and just a little more than $30 billion in assets, SoFi doesn't even make a dent in the reach of its larger rivals.
SoFi stock sold off following Q4 earnings due to mixed guidance. Management issued strong revenue guidance, but the EPS outlook looks 'weak'. Management has a history of sandbagging guidance, and analysts have a history of underestimation.
SoFi Technologies is a 'Buy/Strong Buy' due to robust member growth, record net sales, and profitability, despite a soft 1Q25 outlook. The fintech beat GAAP profit estimates significantly, achieving $0.29 per share, and saw a 600% jump in net profits in 4Q24. SoFi added 750K new customers in 4Q24, surpassing 10 million total, and achieved record high net sales and EBITDA in 2024.
SoFi (SOFI 1.31%) has been one of the hottest stocks in fintech, but investors are still worried about the company's valuation compared to most banks. In this video, Travis Hoium explains why this is more than a bank stock and still a great buy for investors.
Fintech hasn't had a good week, as PayPal's weak showing didn't inspire confidence. I had already warned about the SoFi Technologies, Inc. bubble, and it's down almost 20% from its January peak. SoFi cannot afford to underwhelm, and its less robust guidance hasn't been taken too kindly by the market.
In this video, I will cover the recent updates regarding SoFi Technologies (SOFI 1.31%). Watch the short video to learn more, consider subscribing, and click the special offer link below.