Truist: A Solid Bank At A Fair Price (Downgrade)
Truist's Q2 showed encouraging loan and deposit growth, but rising deposit costs and modest deposit growth remain concerns. Credit quality remains strong, and earnings were impacted by accounting for loan growth, not deteriorating fundamentals. Maturing low-yield securities should boost net interest margin and earnings over the next 12–18 months.
Truist Financial Corporation (TFC) Q2 2025 Earnings Call Transcript
Truist Financial Corporation (NYSE:TFC ) Q2 2025 Earnings Conference Call July 18, 2025 8:00 AM ET Company Participants Brad Bender - Senior EVP & Chief Risk Officer Bradley Jason Milsaps - Head of Investor Relations Michael Baron Maguire - Senior EVP & CFO William Henry Rogers - Executive Chairman & CEO Conference Call Participants Betsy Lynn Graseck - Morgan Stanley, Research Division Christopher Edward McGratty - Keefe, Bruyette, & Woods, Inc., Research Division Ebrahim Huseini Poonawala - BofA Securities, Research Division John G. Pancari - Evercore ISI Institutional Equities, Research Division Kenneth Michael Usdin - Bernstein Autonomous LLP Matthew Derek O'Connor - Deutsche Bank AG, Research Division Michael Lawrence Mayo - Wells Fargo Securities, LLC, Research Division Robert Scott Siefers - Piper Sandler & Co., Research Division Steven A.
Compared to Estimates, Truist Financial (TFC) Q2 Earnings: A Look at Key Metrics
While the top- and bottom-line numbers for Truist Financial (TFC) give a sense of how the business performed in the quarter ended June 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Truist Financial Q2 Earnings Lag as Provisions Increase Y/Y
TFC's Q2 earnings hold steady but miss estimates as rising provisions offset revenue gains and cost declines.
Truist Financial Corporation (TFC) Q2 Earnings Miss Estimates
Truist Financial Corporation (TFC) came out with quarterly earnings of $0.91 per share, missing the Zacks Consensus Estimate of $0.92 per share. This compares to earnings of $0.91 per share a year ago.
Loan Growth, Higher Rates to Support Truist's Q2 Earnings
Loan growth and higher interest rates may lift TFC's Q2 earnings, with mortgage income and fee gains offsetting cost pressures.
Insights Into Truist Financial (TFC) Q2: Wall Street Projections for Key Metrics
Get a deeper insight into the potential performance of Truist Financial (TFC) for the quarter ended June 2025 by going beyond Wall Street's top-and-bottom-line estimates and examining the estimates for some of its key metrics.
Truist Financial Corporation (TFC) Reports Next Week: Wall Street Expects Earnings Growth
Truist Financial (TFC) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Will Truist Financial (TFC) Beat Estimates Again in Its Next Earnings Report?
Truist Financial (TFC) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
TFC Launches Truist Merchant Engage, Rides on Payment Innovation
Truist rolls out Truist Merchant Engage, targeting SMBs with an integrated platform to boost efficiency and non-interest income growth.
Truist Financial: Shares Look Cheap As Earnings Set To Push On (Rating Upgrade)
Truist Financial Corporation has been a relatively soft performer since my opening piece last October, with earnings and its stock largely flat in that time. Loan growth and the bank's interest margin should support earnings growth in the coming quarters, aided by sound cost control and stable credit trends. Given its healthy capital cushion, Truist is returning roughly all of its net income via dividends and buybacks, mapping to a high-single-digit total yield.
Truist Financial: Trades At A Discount To Book With A Big Dividend Heading Into Earnings
I'm bullish on TFC, trading at a discount to book value, with a strong 4.88% dividend yield, ahead of Q2 earnings. TFC's strategic investments in technology, digital banking, and client relationships position it well for growth and profitability in a lower-rate environment. TFC's solid balance sheet, robust capital ratios, and ongoing buybacks enhance shareholder value and support future capital appreciation.
