Although the revenue and EPS for Usio (USIO) give a sense of how its business performed in the quarter ended September 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Usio Inc (USIO) came out with a quarterly loss of $0.02 per share versus the Zacks Consensus Estimate of $0.01. This compares to a loss of $0.02 per share a year ago.
Usio, Inc. (NASDAQ:USIO ) Q2 2025 Earnings Conference Call August 6, 2025 4:30 PM ET Company Participants Gregory Mark Carter - Executive VP of Payment Acceptance & Chief Revenue Officer Jerry Uffner - Senior Vice President of Card Issuing Louis A. Hoch - Co-Founder, Chairman, President, CEO & COO Michael White - Senior VP, Chief Accounting Officer and Principal Accounting & Financial Officer Paul M.
| IT Services Industry | Information Technology Sector | Louis A. Hoch CEO | NASDAQ (NMS) Exchange | 917313108 CUSIP |
| US Country | 107 Employees | - Last Dividend | 23 Jul 2015 Last Split | 2 Jan 2001 IPO Date |
Usio, Inc., operating alongside its subsidiaries, delivers integrated electronic payment processing solutions across the United States to both merchants and businesses. The company, which embraced the name Usio, Inc. in June 2019 after its former identity as Payment Data Systems, Inc., was founded in 1998. With its headquarters nestled in San Antonio, Texas, Usio, Inc. is dedicated to advancing payment technologies and services for a variety of market sectors. Its core focus encompasses a broad spectrum of payment processing services, including Automated Clearing House (ACH) transactions, card-based processing involving credit, prepaid, and debit cards, along with specialized services aimed at enhancing electronic bill presentment and other financial transaction methods.
This service offers mechanisms such as Represented Check, which allows the electronic presentation of a consumer's non-sufficient funds check, bypassing the traditional paper check collection system. Another aspect, Accounts Receivable Check Conversion, converts consumer paper check payments into e-checks for streamlined processing.
Merchant account services for the processing of transactions via VISA, MasterCard, American Express, Discover, and JCB networks are available. These services cater to online terminals accessed via websites or retail terminals for physical transactions.
Usio provides a proprietary web-based customer service application enabling businesses to process both one-time and recurring payments using e-checks or credit cards. Additionally, an interactive voice response telephone system supports companies in accepting payments from consumers directly over the phone.
The company not only issues prepaid and incentive cards but also runs a prepaid core processing platform. These services are primarily marketed to government entities, corporations, and directly to consumers via the internet.
Usio enhances its portfolio with electronic bill presentment, document composition and decomposition, along with printing and mailing services. These services are extensively applied across different industry verticals, including those of utilities and financial institutions, facilitating a comprehensive suite of transaction and document management solutions.