Vani Commercials Ltd. (VANICOM)

Overview

Vani Commercials Limited, established in 1988, operates as a non-banking finance company in India, targeting both retail and commercial customers as well as micro, small, and medium enterprises (MSMEs). The firm specializes in offering a wide array of lending services, designed to meet the diverse financial needs of its clientele. With its headquarters located in New Delhi, India, Vani Commercials has carved out a niche in the competitive financial services sector, by leveraging its deep understanding of the local market, to design financial products that are both accessible and beneficial to its customers.

Products and Services

• Loans for Purchase of Equipment and Machinery: Catering to businesses in need of financing to acquire new or used machinery and equipment essential for their operations.
• Working Capital Loans: Providing vital funds to businesses for covering day-to-day operational expenses, helping them maintain cash flow and sustain growth.
• Loans for Business or Capacity Expansion: Offering financial support for businesses planning to expand operations, increase production capacity, or diversify their services.
• Term Loans Against Property: Providing loans secured by property, giving businesses and individuals access to larger amounts of capital based on the value of their real estate assets.
• Loans for Purchase of Commercial Property: Supporting businesses and individuals in acquiring commercial real estate, whether for investment purposes or operational use.
• Lease Rental Discounting Services: Offering businesses the opportunity to obtain financing against future lease rentals of their commercial properties, enhancing liquidity.
• Personal Loans: Unsecured loans provided to individuals for personal needs, such as medical expenses, weddings, or education, without the requirement of collateral.
• Unsecured Loans: Offering financial aid to businesses and individuals without the need for collateral, based on creditworthiness and other criteria.
• Home Loans: Specialized loans catering to individuals and families looking to purchase or construct their homes, providing them with the necessary funds.
• Corporate Deposits: Facilitating businesses to deposit surplus funds, offering an avenue for earning interest on idle cash reserves.
• Management and Financial Consultant Services: Providing expert advisory services in finance and management, helping businesses to optimize their operations and financial strategies.
• Retail IPO Funding Services: Offering individuals and retail investors financial support to participate in the initial public offerings (IPOs), enabling them to invest in companies going public.