Enterprise Financial Services Corp. (EFSG)

Overview

Enterprise Financial Services Group, Inc. operates as the parent company of Enterprise Bank, a financial institution dedicated to serving the needs of consumers and businesses alike. Founded in 1998 and headquartered in Allison Park, Pennsylvania, Enterprise Bank offers a comprehensive range of banking products and services. With a strong commitment to supporting the financial well-being of its customers, the company has established itself as a trusted banking partner for both individual consumers and businesses.

Products and Services

• Consumer Checking and Savings Accounts:

  Enterprise Bank provides a variety of checking and savings account options to meet the diverse needs of individual customers. These accounts are designed to offer flexibility, convenience, and value, helping consumers manage their daily financial transactions and save for the future.

• Business Checking and Savings Accounts:

  Understanding the unique requirements of businesses, the bank offers specialized checking and savings accounts tailored for business clients. These accounts help businesses manage their cash flow efficiently and grow their funds securely.

• Commercial Mortgage and Term Loans:

  For businesses looking to purchase, refinance, or expand their premises, Enterprise Bank provides commercial mortgage and term loan options. These financial solutions are crucial for businesses aiming to establish or enhance their operational facilities.

• Commercial Lines of Credit:

  To help businesses manage cash flow and finance short-term operational needs, the bank offers commercial lines of credit. This flexible financing option allows businesses to borrow funds as needed, up to an approved limit.

• Small Business Administration and Government Loans:

  Enterprise Bank supports small businesses with access to Small Business Administration (SBA) and other government loan programs. These loans are designed to provide financial assistance for various business purposes, including start-up, expansion, equipment purchase, and more.

• Construction and Development Finance:

  For businesses involved in construction and development projects, the bank offers targeted financial solutions. This specialized financing supports the construction, development, and renovation of commercial and residential properties.

• Equipment Finance:

  To assist businesses in purchasing or leasing the necessary equipment, Enterprise Bank provides equipment financing options. This helps businesses acquire the tools and machinery required for their operations without a significant upfront investment.

• Working Capital Finance:

  Understanding the importance of liquidity for business operations, the bank offers working capital finance. This financing solution helps businesses cover day-to-day expenses, ensuring smooth operations and supporting growth.

• Credit and Debit Cards:

  Enterprise Bank issues credit and debit cards to its customers, providing a convenient and secure way to make purchases and manage expenses. The cards come with a variety of features and benefits tailored to meet the needs of consumers and businesses.

• Remote Deposit Services:

  To facilitate easy deposit of checks without the need to visit a bank branch, Enterprise Bank offers remote deposit services. This technology allows customers to deposit checks using a mobile device or scanner, saving time and enhancing convenience.

• Merchant Services:

  Supporting businesses in processing customer payments, the bank provides comprehensive merchant services. These services include payment processing solutions for various payment types, helping businesses streamline their transactions and improve cash flow.

• Online and Mobile Banking Services:

  With the aim of providing convenient access to banking services, Enterprise Bank offers online and mobile banking solutions. These platforms allow customers to manage their accounts, make transactions, and access banking services remotely, ensuring convenience and security.