OppFi Inc. (OPFI)
NYSE NYSE Primary 
OppFi Stock Q4 Earnings Preview: Buy Now or Wait for Results?
OPFI heads into Q4'25 results, with revenue and EPS expected to rise y/y, but a 0.00% Earnings ESP signals uncertain beat prospects despite strong automation and risk controls.
OppFi: Collapsing Multiple, Exploding Profits - Something Doesn't Add Up
OppFi is upgraded to Buy as valuation resets and operating momentum remain robust despite macro credit risks. OPFI's forward P/E has contracted to ~5x, with double-digit revenue growth and upgraded net income guidance ($137–$142m for FY), creating valuation asymmetry. Credit costs are elevated but controlled; dynamic pricing and strong recoveries support resilience even as new vintages show higher early defaults.
Is LOLA Migration Paving Path to OppFi's Long-term Success?
OppFi sees LOLA as a scalable, AI-ready platform, with rising auto-approvals already lifting revenues, margins and confidence ahead of a 2026 migration.
OPFI Hits 79% Auto-Approval Rate: Can Its Efficiency Rise Further?
OppFi posts a record 79.1% auto-approval rate as AI-driven Model 6 lifts revenues and margins, raising questions about further efficiency gains.
Is OPFI's Underwriting Engine the Key Profitability Catalyst?
OppFi's Model 6 underwriting engine drives outsized profit gains as Q3 net income jump 136.9% y/y on 13.5% revenue growth and higher auto approvals.
OPFI Stock Jumps 36% in a Year: Should You Hold or Fold Now?
OppFi benefits from rising originations, improving credit quality and a discounted valuation, but subprime exposure and competition cloud the outlook.
OppFi Trades Cheaper Than Its Peers: Is This a Potential Value Play?
OPFI trades at a steep discount to peers as record Q3 performance, higher 2025 guidance and lower funding costs fuel a potential value play.
Is OppFi (OPFI) Stock Outpacing Its Business Services Peers This Year?
Here is how OppFi Inc. (OPFI) and Veralto (VLTO) have performed compared to their sector so far this year.
Best Value Stocks to Buy for December 9th
OPFI and RNR made it to the Zacks Rank #1 (Strong Buy) value stocks list on December 9, 2025.
OppFi Is Growing Fast While Wall Street Looks Away
OppFi is undervalued despite strong growth, earnings beats, and raised guidance, with shares trading at just 6.5x 2025 expected earnings. OPFI's tech-driven lending platform drives efficiency, with 79% of applicants approved automatically and nearly half of new loans to first-time customers. Regulatory risk, especially from California's AB 539, and credit quality remain key concerns, but OPFI's risk management and improved underwriting bolster confidence.
OppFi Rallies 33% YTD: Should You Still Purchase the Stock?
OPFI's YTD jump, efficiency gains and repeated guidance hikes sharpen its appeal for value-focused investors.
Is OppFi's Operational Efficiency Essential for Profitability?
OPFI's tech-driven automation cuts costs and lifts Q3 profitability, with rising approvals powering stronger full-year income guidance.
