OppFi Inc. (OPFI)
NYSE NYSE Primary 
The Best Top-Ranked Stocks to Buy in June
Exploring how investors can use a Zacks screen to help find some of the best Zacks Rank #1 (Strong Buy) stocks to buy in June and throughout the summer of 2025.
OppFi Inc. (OPFI) is a Great Momentum Stock: Should You Buy?
Does OppFi Inc. (OPFI) have what it takes to be a top stock pick for momentum investors? Let's find out.
OppFi's Unique Business Model Could Be A Hidden Goldmine For Investors
We're bullish on OPFI due to its robust revenue growth, improving loss ratios, and strong niche in high-interest subprime lending. OPFI is significantly undervalued, trading at just 0.5x sales and 9.9x forward earnings, despite strong growth prospects. Risks include economic downturns and increased competition, but prudent risk management and tech-driven underwriting mitigate these concerns.
What Makes OppFi Inc. (OPFI) a Strong Momentum Stock: Buy Now?
Does OppFi Inc. (OPFI) have what it takes to be a top stock pick for momentum investors? Let's find out.
Surging Earnings Estimates Signal Upside for OppFi (OPFI) Stock
OppFi (OPFI) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
OppFi: Attractive Company Facing Strong Economic Risks
OppFi had a strong Q1, with net income growing by 101% YOY and adjusted net income by 285%, driving a 10% stock surge. Despite impressive earnings, subprime borrowers pose high risks due to economic uncertainty, inflation, and a potential recession, making OPFI too risky an investment. OppLoans platform provides loans to subprime borrowers with steady income and direct deposits, but high default rates and inflation pressures are concerning.
OppFi: Excellent Business, Rising Economic Risks
OppFi targets the underbanked market, serving 1.4 million customers, but faces intense competition and limited total addressable market growth. Despite economic concerns, OppFi's 2024 financial performance was exceptional, and now Q1 2025 revenue is up 10% YoY and net income doubled. Potentially rising delinquencies and economic uncertainties complicate OppFi's outlook, making the fintech and unsecured lending sectors vulnerable to credit stress.
OppFi: Fantastic Q1 Results Support The Firm's Turnaround Story
OppFi Inc. has staged a remarkable recovery from its initial poorly received SPAC deal. This comeback has been driven by a major improvement in its loan performance metrics. Shares are up dramatically over the past year, but earnings have risen enough to support the valuation.
OppFi's Monster Q1 And Guidance Shockwave: Strong Buy Confirmed
I maintain a "Strong Buy" rating on OppFi Inc. due to rising operating leverage, expansive margin growth, and improved unit economics, despite a recent stock correction. OppFi's Q1 FY2025 results exceeded expectations with record revenues of $140.3 million (+10.1% YoY) and adjusted net income soaring by 285.1% YoY to $33.8 million. The company's raised FY2025 guidance, with adjusted net income now expected at $106-113 million, supports my bullish stance and suggests significant upside potential.
OppFi Inc. (OPFI) Q1 Earnings and Revenues Top Estimates
OppFi Inc. (OPFI) came out with quarterly earnings of $0.38 per share, beating the Zacks Consensus Estimate of $0.26 per share. This compares to earnings of $0.10 per share a year ago.
OppFi Q1 Earnings Coming Up: Should You Buy, Sell or Hold the Stock?
An expansion in the underbanked consumer market is expected to have benefited OPFI's top line in the first quarter of 2025.
OppFi Vs Futu Holdings: Which Fintech Player Holds More Potential?
OPFI and FUTU are tech-driven companies that appeal to growth-focused investors. Let us see which one is a better investment.
