Piedmont Community Bank Group Inc. (PCBN)

Overview

Piedmont Community Bank Group, Inc. operates as a parent company for Piedmont Community Bank, a financial institution committed to serving the banking needs of individuals and small businesses in Georgia. With a focus on personalized banking services, Piedmont Community Bank Group, Inc. caters to a wide range of financial requirements through its comprehensive offerings. Founded in 2002 and based in Gray, Georgia, the company has undergone a transformation to enhance its service capabilities and reach, including its name change from Piedmont Community Bank to Piedmont Community Bank Group, Inc. in March 2007. Its service region includes several counties in the middle part of Georgia, such as Baldwin, Bibb, Greene, Houston, Jones, Monroe, and Putnam, making it a pivotal financial institution for the communities within these areas.

Products and Services

• Deposit Products

  Piedmont Community Bank Group, Inc. offers a variety of deposit accounts tailored to meet the savings and transactional needs of its customers. This includes checking accounts for daily financial transactions, money market accounts that offer higher interest rates, savings accounts for building reserves, and individual retirement accounts (IRAs) for retirement planning. Customers can also opt for time deposit accounts, demand deposits, and certificates of deposit (CDs) for secured and higher interest yield savings.

• Loan Portfolio

  The company has a diversified loan portfolio to support the financial growth of its customers. This includes commercial real estate loans for business premises, real estate mortgage loans for residential properties, and loans for construction and development projects. For business-related financial needs, it offers commercial and industrial loans. Additionally, consumer loans are available, which cover home equity loans, automobile financing, RV and boat financing, and both secured and unsecured personal loans, among others.

• Banking Services

  Beyond traditional banking products, Piedmont Community Bank Group, Inc. provides a suite of services to increase banking convenience and accessibility. This includes issuing ATM and debit cards, making travel more convenient with travelers' checks, and official checks for guaranteed payment. The bank also facilitates wire transfers and offers comprehensive online banking services. Safeguarding valuables is convenient with their safe deposit services, and telephone banking services are available for managing finances over the phone. Furthermore, the bank is a provider of MasterCard and VISA credit card services, expanding purchasing capabilities for its clients.