WTB Financial Corp (WTBFA)

Overview

W.T.B. Financial Corporation acts as the parent company of Washington Trust Bank, offering comprehensive banking and financial solutions to both corporate entities and individual clients. With a rich history dating back to 1902, the corporation has established a strong presence through its 42 branches and offices strategically located across Washington, Idaho, and Oregon. Headquartered in Spokane, Washington, W.T.B. Financial Corporation is committed to delivering a wide array of financial products and services designed to meet the diverse needs of its customers, showcasing its dedication to excellence in banking and financial management.

Products and Services

• Deposit Products: The company’s deposit offerings span checking, savings and money market, health savings, individual retirement, and analyzed accounts, alongside certificates of deposit. These products cater to both personal and business customers, providing secure and versatile options for managing funds.
• Credit and Debit Cards: A range of credit and debit card services tailored to facilitate everyday transactions and financial management for consumers and businesses alike.
• Loans and Financing: An extensive array of loan and financing products including home, auto, boat, motorcycle, and motor home loans, home equity, equipment financing, debt refinancing, term, and agriculture loans. The bank also specializes in SBA and commercial real estate financing products, along with revolving, personal, and home equity lines of credit, catering to various financing needs.
• Investment Products and Services: Offers a suite of investment options such as retirement planning, mutual funds, stocks/bonds, life/long-term care insurance, annuities, brokerage services, and education funding plans. These services aim to enhance financial growth and security for clients.
• Wealth Management Services: A comprehensive range of services including investment management, charitable and nonprofit administration, estate settlement, family office, trust administration, retirement planning, employee benefits administration, and custody services, as well as portfolio management services. Designed to manage, grow, and protect assets across generations.
• Digital and Mobile Banking: Cutting-edge digital wallets, remote deposit, merchant, treasury management, and private banking services, along with state-of-the-art online and mobile banking capabilities, enabling customers to manage their finances seamlessly from anywhere at any time.
• International Banking Services: The corporation provides documentary and standby letters of credit, documentary collections, foreign exchange products, foreign accounts receivable insurance, and SBA export loan guaranty programs, facilitating international trade and business operations.