Grupo Aval Acciones y Valores S.A. (NYSE:AVAL ) Q2 2025 Earnings Conference Call August 13, 2025 11:30 AM ET Company Participants Camilo Pérez Álvarez - Corporate Participant Diego Fernando Solano Saravia - Chief Financial Officer Maria Lorena Gutierrez Botero - President Paula Durán - Corporate Participant Conference Call Participants Brian Flores - Citigroup Inc., Research Division Daniel Mora - CrediCorp Capital, Research Division Operator Welcome to Grupo Aval's Second Quarter 2025 Consolidated Results Conference Call.
Grupo Aval Acciones y Valores S.A. (NYSE:AVAL ) Q1 2025 Earnings Conference Call May 7, 2025 11:30 AM ET Company Participants Maria Gutierrez Botero - Chief Executive Officer Diego Solano - Chief Financial Officer Paula Duran - Corporate VP of Sustainability and Strategic Products Camilo Perez - Banco de Bogota's Chief Economist Conference Call Participants Brian Flores - Citibank Yuri Fernandes - JPMorgan Operator Welcome to Grupo Aval's First Quarter 2025 Consolidated Results Conference Call.
AVAL's stock valuation has expanded due to a rising share price and decreasing book value post-Q4 earnings. The current price-to-book value of 0.86x aligns with the five-year historical average, but its low ROAE of 6% does not justify it. The company's outlook remains attractive due to expected economic growth and lower inflation in 2025, which could increase loan originations.
![]() 6GAA 10 months ago | Other | €0.01 Per Share |
![]() 6GAA 11 months ago | Other | €0.01 Per Share |
![]() 6GAA 31 Jul 2024 | Other | €0.01 Per Share |
![]() 6GAA 1 Jul 2024 | Other | €0.01 Per Share |
![]() 6GAA 3 Jun 2024 | Other | €0.01 Per Share |
11 Nov 2025 (In 2 months) Date | | - Cons. EPS | - EPS |
12 Aug 2025 Date | | 0.1 Cons. EPS | - EPS |
6 Aug 2025 Date | | 0.1 Cons. EPS | - EPS |
12 May 2025 Date | | - Cons. EPS | - EPS |
6 May 2025 Date | | - Cons. EPS | - EPS |
![]() 6GAA 10 months ago | Other | €0.01 Per Share |
![]() 6GAA 11 months ago | Other | €0.01 Per Share |
![]() 6GAA 31 Jul 2024 | Other | €0.01 Per Share |
![]() 6GAA 1 Jul 2024 | Other | €0.01 Per Share |
![]() 6GAA 3 Jun 2024 | Other | €0.01 Per Share |
11 Nov 2025 (In 2 months) Date | | - Cons. EPS | - EPS |
12 Aug 2025 Date | | 0.1 Cons. EPS | - EPS |
6 Aug 2025 Date | | 0.1 Cons. EPS | - EPS |
12 May 2025 Date | | - Cons. EPS | - EPS |
6 May 2025 Date | | - Cons. EPS | - EPS |
Banks - Regional Industry | Financial Services Sector | Maria Lorena Gutierrez Botero CEO | XSTU Exchange | US40053W1018 ISIN |
CO Country | 77,043 Employees | 30 Sep 2025 Last Dividend | - Last Split | - IPO Date |
Grupo Aval Acciones y Valores S.A., a financial conglomerate, caters to both public and private sectors in Colombia and Central America, offering a broad spectrum of banking and financial services. Incorporated in 1994 with its headquarters based in Bogotá, Colombia, the company has expanded its portfolio to include various financial solutions, adhering to its commitment to innovation and customer satisfaction. Grupo Aval stands as a pivotal entity in the financial landscape, providing indispensable services that fuel economic growth and sustenance within its operating regions.
- Includes checking and savings accounts, time deposits, and other deposit types catering to both individual and corporate clients.
- Offers general purpose loans, working capital loans, leases, development bank-funded loans, corporate credit cards, and overdraft loans.
- Provides payroll loans, personal loans, automobile and other vehicle loans, credit cards, overdrafts, leases, and general purpose loans for individual customers.
- Tailored financial solutions aiming to support micro-entrepreneurs and to facilitate homeownership through various lending options.
- Manages funds and assets related to pensions and severances, ensuring secure and profitable investment of these resources.
- Provides capital markets, mergers and acquisitions, and project finance services, catering to corporations seeking to expand or restructure.
- Offers digital banking solutions, enabling customers to manage their finances conveniently through mobile and online platforms.
- Comprehensive financial protection and planning services, including insurance products and trust management.
- Provides bonded warehousing, brokerage transactions, real estate escrow services, and more, supporting various operational needs of businesses.
- Invests in sectors like infrastructure, energy and gas, agribusiness, and hospitality, contributing to economic development and diversification.
- Conducts internal financial operations aiming to optimize the company’s liquidity, manage its risks, and support its overall financial strategy.