PT Bank Permata Tbk (85C)

Overview

PT Bank Permata Tbk, headquartered in Jakarta, Indonesia, is a renowned financial institution offering a wide array of banking products and services primarily to retail, SME, and business customers across Indonesia. Founded in 1954, the bank was initially known as PT Bank Bali Tbk until it underwent a name change in October 2002, adopting its current name to better reflect its evolving identity and vision. As a subsidiary of Bangkok Bank Public Company Limited, PT Bank Permata Tbk has established a strong foothold in the Indonesian banking sector, leveraging its extensive portfolio of financial solutions and a commitment to innovation to cater to the diverse needs of its clients.

Products and Services

• Savings and Current Accounts: These accounts offer customers a secure and convenient way to manage their day-to-day financial transactions and savings, tailored to suit individual and business needs.
• Time Deposits: With competitive interest rates, time deposits are an ideal option for clients looking to maximize their savings over a fixed period.
• Mutual Funds: Offering diverse investment opportunities, mutual funds are curated to cater to different risk appetites, enabling clients to grow their wealth over time.
• Bonds: As a lower-risk investment compared to stocks, bonds provide a steady income stream through fixed interest rates, appealing to conservative investors.
• Bancassurance: This service combines banking and insurance, offering customers convenient access to various insurance products, enhancing their financial security.
• Credit Cards: The bank's credit cards come with several benefits, rewards, and financial flexibility, catering to the diverse lifestyle needs of its clients.
• Personal and Mortgage Loans: These tailored loan options are designed to help clients finance personal needs or purchase property, featuring competitive interest rates and tenures.
• Working Capital Loans and Trade Finance: Supporting SMEs and business clients, these financial solutions offer the much-needed liquidity for operations and international trade activities.
• Cash Management Services: Tailored to businesses seeking efficient management of their cash flows, these services encompass a range of solutions, from payments to collections.
• Treasury Solutions: Catering to more sophisticated financial needs, these services include foreign exchange, interest rate products, and other treasury operations, helping businesses manage market risks.
• Supply Chain, Security and Agency Services: Providing comprehensive support for supply chain management and offering agency services, these solutions are designed to streamline operations and enhance security.
• Capital Market Products: For clients interested in the capital markets, the bank provides access to a variety of products, facilitating investment in public markets.
• Digital Banking Services: Recognizing the importance of technology in banking, PT Bank Permata Tbk offers a suite of digital banking services, enabling clients to conduct transactions and manage their finances online with ease and security.