Bank Ina Perdana Tbk (BINA)

Overview

PT Bank Ina Perdana Tbk is an established financial institution offering an extensive array of banking products and services in Indonesia. With a solid foundation laid in 1990, the bank has grown to serve its customers through a blend of traditional and digital banking channels. It operates in three main segments: Marketing and Loans, Treasury, and Trade Finance, catering to diverse customer needs ranging from individual savings and investments to corporate financing solutions. The bank prides itself on its customer-centric approach, ensuring that all services are tailored to meet the specific financial requirements of its clients. Headquartered in Jakarta Selatan, Indonesia, PT Bank Ina Perdana Tbk is strategically located to manage its wide network of branches, supporting branches, and ATMs effectively, providing accessible and convenient services to its customers across the country.

Products and Services

PT Bank Ina Perdana Tbk offers a comprehensive suite of products and services designed to fulfill the varied needs of its customers, which include individuals, businesses, and corporations. Below is a detailed overview of its primary offerings:

• Savings, Deposit, and Current Account: These foundational banking services allow customers to manage their finances securely. The savings and current accounts are designed to cater to everyday banking needs, offering easy access to funds, while fixed deposit accounts provide a higher interest rate, helping customers grow their savings over time.
• Interest and Cost: PT Bank Ina Perdana Tbk offers competitive interest rates on deposits and loans, ensuring that customers receive value for their money. The bank carefully manages the costs associated with banking services to maintain affordability for its clients.
• Time Deposit: For those looking to invest their funds for a fixed period, the bank's time deposit options offer an attractive rate of return, guaranteeing a predetermined interest income at the end of the term.
• Certificate of Deposit: This is a negotiable financial instrument issued by the bank, providing customers with a higher interest rate compared to traditional savings accounts, suitable for short to medium-term investment horizons.
• Productive, Consumer, and Cashless Credit Products: The bank fulfills the financing needs of both individuals and businesses through its diverse range of credit products. From productive loans aimed at supporting business operations to consumer loans for personal needs and cashless credit solutions facilitating seamless transactions, the bank covers a broad spectrum of financial services.
• Bancassurance: By partnering with insurance companies, PT Bank Ina Perdana Tbk offers its customers a range of insurance products, including life, health, and asset protection plans, providing an added layer of security to their financial planning.
• Debit/ATM Card: The bank issues debit cards linked to customers' accounts, enabling easy access to funds through ATMs and facilitating cashless payments at merchant locations.
• Trade Finance: Catering to businesses engaged in international trade, the bank provides a suite of services including letters of credit, import and export financing, guaranteeing smooth and secure transactions across borders.
• Internet and Mobile Banking Services: Recognizing the importance of digital banking in today's world, PT Bank Ina Perdana Tbk offers robust online and mobile banking platforms, allowing customers to perform a wide range of banking operations, from simple transactions to more complex financial management, anytime and anywhere.