Bank of Ireland Group plc (OTCPK:BKRIF) Q4 2024 Earnings Conference Call February 24, 2025 3:00 AM ET Company Participants Myles O'Grady - Group Chief Executive Mark Spain - Chief Financial Officer Eamonn Hughes - IR Conference Call Participants Sanjena Dadawala - UBS Diarmaid Sheridan - Davy Benjamin Toms - RBC Grace Dargan - Barclays Chris Cant - Autonomous Sheel Shah - JPMorgan Borja Ramirez - Citi Seamus Murphy - Carraighill Robert Noble - Deutsche Bank Denis McGoldrick - Goodbody Andrew Stimpson - KBW Aman Rakkar - Barclays Operator Myles O'Grady Thank you, Eamonn, and good morning to everyone joining us on the call today. Before we talk through the results in detail, our opening slide presents our positive outlook for the medium-term.