Credicorp Ltd. (D8V)

Overview

Credicorp Ltd. is a multifaceted financial institution that has been serving individuals and entities since its foundation in 1889. With its headquarters in Lima, Peru, the company extends its offerings across various segments including financial, insurance, and health services not only within Peru but also on an international scale. Credicorp's mission revolves around providing comprehensive financial solutions through its diversified segments to cater to the evolving needs of its clients, thereby contributing to financial inclusivity and economic growth in the regions it operates.

Products and Services

Universal Banking

This segment caters to both individual and corporate clients, offering an array of financial products and services. These include the provision of credits and financial instruments, alongside a variety of deposit products and checking accounts. The aim is to facilitate seamless banking experiences, fostering economic activities through accessible financial support.

Insurance and Pensions

Credicorp's Insurance and Pensions segment focuses on underwriting a wide range of insurance policies. These policies cover losses related to commercial property, transport, marine vessels, automobiles, life, health, and pensions. Additionally, it offers management services for private pension funds, assisting clients in securing their financial future through prudent risk management and retirement planning solutions.

Microfinance

Targeted towards empowering small and microenterprises, the Microfinance segment is dedicated to the provision of tailored financial solutions such as loans, deposits, and checking accounts. This initiative underscores Credicorp’s commitment to financial inclusion, aiming to stimulate business growth and entrepreneurship at the grassroots level.

Investment Banking and Equity Management

This segment is engineered to cater to the complex financial needs of corporations, institutional investors, governments, and foundations. It includes a spectrum of services such as brokerage, investment management, the structuring and placement of issues in the primary market, negotiation of transactions in the secondary market, along with the structuring of securitization processes for corporate customers. Furthermore, it encompasses the management of mutual funds, thereby providing a comprehensive suite of investment banking solutions tailored to sophisticated investors.