DLocal Limited (DLO)
NASDAQ (NGS) NASDAQ (NGS) Primary 
DLocal Q3: The Market's Concerns Are Overstated As TPV Surges
DLocal Limited reported accelerating TPV growth in Q3, showing strength across most verticals. The performance again varied by market. The market is again concerned with DLocal's take rate, as previous stabilization ended in Q3. Pricing pressure hasn't ultimately offset the TPV surge as DLocal's earnings continue to grow.
dLocal Falls Despite Blowout Q3 Results—What Investors Are Missing
Uruguayan-based fintech leader dLocal NASDAQ: DLO delivered another strong quarter of growth, posting impressive Q3 2025 results that topped expectations across nearly every metric. The company continues to demonstrate momentum after a stellar Q2, reinforcing its position as one of Latin America's most dynamic fintechs.
DLocal Limited (DLO) Q3 2025 Earnings Call Transcript
DLocal Limited ( DLO ) Q3 2025 Earnings Call November 12, 2025 5:00 PM EST Company Participants Mirele de Aragao - Head of Investor Relations Pedro Arnt - CEO & Director Jeffrey Brown - Interim Chief Financial Officer Conference Call Participants Daer Labarta - Goldman Sachs Group, Inc., Research Division Matthew Coad - Truist Securities, Inc., Research Division Guilherme Grespan - JPMorgan Chase & Co, Research Division James Friedman - Susquehanna Financial Group, LLLP, Research Division Neha Agarwala - HSBC Global Investment Research Presentation Operator [Operator Instructions] I will now hand the call over to the company. Mirele de Aragao Head of Investor Relations Good afternoon, everyone, and thank you for joining the third quarter 2025 earnings call.
DLocal (DLO) Tops Q3 Earnings and Revenue Estimates
DLocal (DLO) came out with quarterly earnings of $0.17 per share, beating the Zacks Consensus Estimate of $0.16 per share. This compares to earnings of $0.15 per share a year ago.
Why dLocal's Margin Pressure Narrative Is Overblown
dLocal is a leading fintech enabling global merchants to process digital payments in complex emerging markets, offering sticky, long-term client relationships. Despite take-rate compression and competitive pressures, DLO's unique EM expertise, innovation culture, and deep merchant integration provide a durable competitive moat. Ongoing investments in product and market expansion, plus secular EM digital payment growth, position DLO for sustained earnings compounding.
DLocal's Rise In Fintech Positions It For Emerging-Market Growth
DLocal combines 50% revenue growth, 25%+ margins, and innovation in BNPL and stablecoins, capturing massive emerging-market digital payment expansion. Total Payment Volume surged 53% year-over-year to $9.2 billion, with cross-border volumes growing 76% in Q1 2025. Adjusted EBITDA grew 64% YoY to $70 million, maintaining a strong 27% margin and expanding free cash flow to $48 million.
DLocal: Back To High Growth And Take Rate Improved
DLocal delivered an outstanding Q2 2025, with 53% TPV growth and improved take rate, signaling a return to extraordinary growth. Geographic diversification is reducing reliance on top markets, while the S-curve adoption thesis highlights a large, underpenetrated addressable market. Risks remain around take rate compression and emerging market volatility, but I see significant value and improving fundamentals at current prices.
DLocal Stock Soars 43% After Earnings Beat and Raised Guidance
DLocal Limited NASDAQ: DLO had spent much of the past year flying under the radar. Despite strong fundamentals, the payments technology company traded with little fanfare, hovering near flat year-to-date before its latest earnings.
DLocal: Why The Stock Still Looks Attractive After Q2 Rally
DLocal combines rapid 50% revenue growth with strong cash flow and attractive margins, beating Q2 estimates and raising guidance. The company's business model enables global merchants to process local payments efficiently, fueling impressive TPV and free cash flow expansion. Risks include LatAm economic volatility, regulatory challenges, and potential disruption from new payment technologies or customer verticalization.
DLocal Stock Surges After Fintech Posts Earnings. Why One Analyst Sees 27% Upside.
Shares of the payments platform will ‘continue to re-rate higher,' a Susquehanna analyst says.
DLocal (DLO) Surpasses Q2 Earnings and Revenue Estimates
DLocal (DLO) came out with quarterly earnings of $0.14 per share, beating the Zacks Consensus Estimate of $0.13 per share. This compares to earnings of $0.15 per share a year ago.
Fintech dLocal hikes 2025 guidance after growth beats expectations
Uruguayan fintech dLocal on Wednesday raised its forecasts for 2025, predicting higher ranges for its revenue and profit growth, after earnings surged ahead of analyst forecasts helped by solid results in Brazil and Mexico.
