First National Bank Alaska ranks sixth among US banks due to a CET1 ratio of nearly 20%, 7.60% organic growth, and 0.16% non-performing assets. Despite a 3% decrease in deposits, FBAK's loan-to-deposit ratio is 66%, showing strong financial health and conservative lending practices. Unrealized losses on risk-free securities pose the main risk, but the bank's solid equity and recovery efforts mitigate concerns.