The Hartford Insurance Group, Inc. (HIG)
HIG Q3 Earnings Beat Estimates on Personal Insurance Unit Strength
Hartford's Q3 earnings rise 49% YoY as strong Personal Insurance and investment income fuel a solid top- and bottom-line beat.
The Hartford Insurance Group, Inc. (HIG) Q3 2025 Earnings Call Transcript
The Hartford Insurance Group, Inc. (NYSE:HIG ) Q3 2025 Earnings Call October 28, 2025 9:00 AM EDT Company Participants Kate Jorens - SVP, Treasurer & Head of Investor Relations Christopher Swift - Chairman & CEO Beth Bombara - Chief Financial Officer Adin Tooker - President Melinda Thompson - Head of Personal Lines Michael Fish - Executive VP & Head of Employee Benefits Conference Call Participants Brian Meredith - UBS Investment Bank, Research Division Andrew Kligerman - TD Cowen, Research Division Charles Peters - Raymond James & Associates, Inc., Research Division Taylor Scott - Barclays Bank PLC, Research Division Elyse Greenspan - Wells Fargo Securities, LLC, Research Division Ryan Tunis - Cantor Fitzgerald & Co., Research Division Michael Zaremski - BMO Capital Markets Equity Research Robert Cox - Goldman Sachs Group, Inc., Research Division Presentation Operator Good morning, and welcome to The Hartford Insurance Group's Third Quarter 2025 Earnings Call and Webcast. [Operator Instructions] As a reminder, this conference call is being recorded.
Compared to Estimates, The Hartford Insurance Group (HIG) Q3 Earnings: A Look at Key Metrics
While the top- and bottom-line numbers for The Hartford Insurance Group (HIG) give a sense of how the business performed in the quarter ended September 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Hartford Insurance: Healthy Margins, Valuation Still Reasonable
Hartford Insurance stands out as a top-tier U.S. multiline insurer with strong financials, robust margins, and reasonable valuation. HIG's Q2 2025 results highlight 8% premium growth, improving combined ratios, and a 17% core earnings ROE, reflecting operational strength across segments. Despite trading at a discount to peers, the company delivers above-average profitability, double-digit EPS growth, and strong stock performance with low volatility.
The Hartford Expands Cyber Insurance to Safeguard Small Businesses
HIG expands cyber coverage via ICON, boosting access for small businesses while posting strong Q2 growth.
The Hartford Insurance Group, Inc. (HIG) Presents At KBW Insurance Conference 2025 Transcript
The Hartford Insurance Group, Inc. (NYSE:HIG ) KBW Insurance Conference 2025 September 4, 2025 8:20 AM EDT Company Participants Christopher Swift - Chairman & CEO Beth Bombara - Chief Financial Officer Conference Call Participants Meyer Shields - Keefe, Bruyette, & Woods, Inc., Research Division Presentation Meyer Shields Managing Director Okay. Good morning.
HIG Q2 Earnings Beat on Premium Growth in Business Insurance Unit
Hartford's Q2 earnings benefit from strong premium gains and improved loss ratios in Business Insurance and Personal Insurance units, partly offset by higher benefit costs.
The Hartford Insurance Group, Inc. (HIG) Q2 2025 Earnings Call Transcript
The Hartford Insurance Group, Inc. (NYSE:HIG ) Q2 2025 Earnings Conference Call July 29, 2025 9:00 AM ET Company Participants Adin Morris Tooker - President Beth A. Costello - Chief Financial Officer Christopher Jerome Swift - Chairman & CEO Kate Jorens - SVP, Treasurer & Head of Investor Relations Melinda Thompson - Head of Personal Lines Michael Jeffrey Fish - Executive VP & Head of Employee Benefits Conference Call Participants Andrew Scott Kligerman - TD Cowen, Research Division Brian Robert Meredith - UBS Investment Bank, Research Division Charles Gregory Peters - Raymond James & Associates, Inc., Research Division David Kenneth Motemaden - Evercore ISI Institutional Equities, Research Division Elyse Beth Greenspan - Wells Fargo Securities, LLC, Research Division Jian Huang - Morgan Stanley, Research Division Jon Paul Newsome - Piper Sandler & Co., Research Division Michael David Zaremski - BMO Capital Markets Equity Research Robert Cox - Goldman Sachs Group, Inc., Research Division Taylor Alexander Scott - Barclays Bank PLC, Research Division Wesley Collin Carmichael - Autonomous Research US LP Operator Hello, and thank you for standing by.
Can Hartford Beat Q2 Earnings Estimates on Growing Premiums?
HIG eyes another earnings beat, fueled by premium growth and stronger Personal Insurance results in the second quarter.
What Analyst Projections for Key Metrics Reveal About The Hartford Insurance Group (HIG) Q2 Earnings
Besides Wall Street's top-and-bottom-line estimates for The Hartford Insurance Group (HIG), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended June 2025.
The Hartford: Staying Long On This Insurance Giant Once Again
I reaffirm my Buy rating again on The Hartford (HIG). Business and personal insurance segments are driving top-line growth, while some macro data suggestions continued demand for general liability coverage and employee benefits. Further positives are strong credit ratings along with proven dividend and cashflow growth.
The Hartford: Quietly Beating The Market, And Still Undervalued
The Hartford Insurance Group offers robust fundamentals with the backing of solid underwriting. HIG is demonstrating robust fundamentals with strong underwriting profitability, a 16.2% ROE, and significant premium growth. HIG is returning capital to shareholders, having repurchased $400M in shares and paid $150M in dividends in Q1 2025, and reducing share count by 20% over five years.
