nCino: Growth Slowdown Offsets Cheap Valuation (Downgrade)
nCino, Inc. is downgraded to neutral due to decelerating growth and lack of compelling catalysts. NCNO's large $19.5B SAM and recent international wins offer long-term potential, but near-term growth remains sluggish. NCNO stock valuation appears cheap at 5.1x EV/FY26 revenue, yet potential AI disruption and choppy mortgage trends undermine confidence.
nCino, Inc. (NCNO) Q3 2026 Earnings Call Transcript
nCino, Inc. ( NCNO ) Q3 2026 Earnings Call December 3, 2025 4:30 PM EST Company Participants Harrison Masters - Investor Relations Executive Sean Desmond - CEO, President & Director Gregory D. Orenstein - CFO & Treasurer Conference Call Participants Michael Infante - Morgan Stanley, Research Division Saket Kalia - Barclays Bank PLC, Research Division Alexander Sklar - Raymond James & Associates, Inc., Research Division Joseph Vruwink - Robert W.
nCino (NCNO) Q3 Earnings and Revenues Top Estimates
nCino (NCNO) came out with quarterly earnings of $0.31 per share, beating the Zacks Consensus Estimate of $0.2 per share. This compares to earnings of $0.21 per share a year ago.
New Strong Buy Stocks for Oct. 28: NCNO, VRT, and More
NCNO, VRT, BFH, MEDP and MCFT have been added to the Zacks Rank #1 (Strong Buy) List on October 28, 2025.
nCino: A Value Stock With A Rebounding Mortgage Business
nCino offers compelling value in the small/mid-cap space, with strong growth and a recent stock dip creating a buying opportunity. NCNO boasts blue-chip financial clients, high-margin recurring revenue, and is expanding internationally, notably in Europe. The company has a large $19.5 billion addressable market, but current revenues represent less than 3% penetration, signaling significant growth potential.
nCino: Revenue Growth Acceleration Should Happen In The Coming Years (Rating Upgrade)
nCino is upgraded to Buy as AI Banking Advisor gains traction, accelerating the transition to a new, higher-margin pricing model. NCNO's mortgage business has shifted from a headwind to a tailwind, with strong execution driving market share gains and segment growth outlook raised. Expansion into credit unions and international markets, notably Spain, provides additional growth levers and validates the platform's scalability.
nCino: Despite A Strong Showing, This Play Is Still Drastically Overvalued
nCino, Inc. delivered strong Q2 results, beating revenue and adjusted EPS expectations, driven by robust subscription growth and expanding customer base. Despite operational progress and improved guidance, the stock remains significantly overvalued relative to its growth rate and financial metrics. Key metrics like ACV, customer count, and large-revenue clients are trending positively, supporting long-term business strength.
nCino: A Great Buy Before Earnings As Company Tightens Its Belt
I recommend a "Buy" on nCino (NCNO), a vertical software leader for banks, as the market underappreciates its growth and margin expansion potential. nCino's all-in-one banking platform drives major efficiency gains for clients, with proven adoption by top U.S. and European banks. The company is only ~3% penetrated into its $19.5 billion addressable market, with significant expansion opportunities, especially in Europe.
nCino (NCNO) Expected to Beat Earnings Estimates: Can the Stock Move Higher?
nCino (NCNO) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
nCino: A Lot Of Positive Developments, But I Am Still Wary (Upgrade To Hold)
I upgrade nCino from sell to hold due to mortgage segment stabilization, large client traction, and clearer AI monetization prospects. Organic growth is still decelerating, and AI monetization remains in its early stages, so I'm not ready to turn bullish yet. Recent wins with major banks and the rollout of advanced AI tools show promise, but revenue acceleration is needed to justify a higher rating.
nCino, Inc. (NCNO) Q1 2026 Earnings Conference Call Transcript
nCino, Inc. (NASDAQ:NCNO ) Q1 2026 Earnings Conference Call May 28, 2025 4:30 PM ET Company Participants Harrison Masters - Director, IR Sean Desmond - CEO Greg Orenstein - CFO Conference Call Participants Saket Kalia - Barclays Robert Dee - Truist Securities Koji Ikeda - Bank of America Ryan Tomasello - KBW Nick Altmann - Scotiabank Alex Sklar - Raymond James Chris Kennedy - William Blair Aaron Kimson - Citizens JMP Michael Infante - Morgan Stanley Charles Nabhan - Stephens Adam Hotchkiss - Goldman Sachs Alex Markgraff - KBCM Operator Thank you for standing by, and welcome to nCino's First Quarter Fiscal Year 2026 Financial Results Conference Call. At this time all participants are in listen-only mode.
NCino (NCNO) Q1 Earnings Meet Estimates
NCino (NCNO) came out with quarterly earnings of $0.16 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.19 per share a year ago.
