Should You Follow Cathie Wood in Buying the Nu Holdings Stock Dip?
Nu Holdings (NU -18.89%) investors ended this past trading week on a downtick. The fast-growing Brazilian fintech stock plummeted 19% on Friday after the company posted a disappointing financial update.
Nu Holdings: A Very Solid Quarter Despite What You May Think
Nu Holdings' stock dropped 19% despite strong earnings, mainly due to macro challenges in Brazil, not business fundamentals. Q4 earnings showed impressive FX-neutral growth: 50% YoY revenue, 23% ARPAC, and 75% interest-earning portfolio. Management's strategic risk-taking and growth in Mexico and Colombia mitigate Brazil's macroeconomic headwinds.
Nu Holdings: Deposit Surge, Net Interest Margins Squeeze. A Risky Balance
I remain concerned about three consecutive quarters of NIM contraction, driven by FX headwinds, secured lending growth, and rising deposit costs in Mexico and Colombia. I believe Nu's strategic move toward secured lending and higher income customers could be an early sign of increased macroeconomic headwinds in Brazil. The stock is now near a support level, and if it breaks lower, I expect a drop to the low $8 range. However, it's too early for a sell rating.
Nu Holdings: I Am Buying The Dip After Q4 Results
Nu Holdings' Q4 earnings weren't favorable, causing the stock to drop by double digits and bringing a great opportunity to buy the dip. The significant depreciation of the Brazilian currency made Nu's financial growth considerably lower in US dollars, but the company continued with high growth in local currency terms. With a forward PE of 20.4x and a PEG ratio of 0.90x, Nu's valuation is now more attractive than ever, justifying a strong buy rating.
Nu Holdings: Reasons For The Q4 Miss Are Critical & Mercado Pago Competition Worries
Nu Holdings reported Q4 results missing expectations, causing an 8% pre-market share drop, primarily due to significant FX impact, controlled growth, and competition. Despite short-term pressures, Nu's long-term growth potential remains strong, with a proven formula and only 4% of Latin America's TAM captured. Nu's valuation at 22x forward earnings and 0.8x PEG ratio remains highly attractive, but the near-term trajectory is murky.
Why Nu Stock Is Plummeting Today
Nu (NU -15.18%) stock is seeing big sell-offs in Friday's trading. The fintech company's share price was down 15.2% as of 11:30 a.m.
Why Is Nu Stock Down, and Is It a Buying Opportunity?
In this video, I will cover Nu Holdings' (NU -14.88%) recent earnings report. Watch the short video to learn more, consider subscribing, and click the special offer link below.
Here's What Key Metrics Tell Us About Nu (NU) Q4 Earnings
While the top- and bottom-line numbers for Nu (NU) give a sense of how the business performed in the quarter ended December 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Nu Holdings Ltd. (NU) Matches Q4 Earnings Estimates
Nu Holdings Ltd. (NU) came out with quarterly earnings of $0.12 per share, in line with the Zacks Consensus Estimate.
Nubank posts 87% increase in fourth-quarter adjusted profit
Brazilian digital lender Nubank posted on Thursday an 87% increase in its fourth-quarter adjusted net profit from a year earlier.
NU Stock Surges 19% in a Month: Should You Buy, Hold, or Sell?
Given the recent surge in Nu Holdings shares, we evaluate the stock's current position to determine whether it presents a good investment opportunity.
Is Nu Stock a Buy Now?
There's been a lot of excitement in the stock market so far in 2025, mostly related to artificial intelligence (AI). The DeepSeek launch took investors by surprise a few weeks ago, and since then there's been a torrent of high-profile earnings reports like those of Apple, Amazon, and Alphabet.
