Recently, Zacks.com users have been paying close attention to Nu (NU). This makes it worthwhile to examine what the stock has in store.
Nu Holdings delivered robust Q2 2025 results, adding 4.1 million customers and growing revenue 40% despite economic headwinds in Brazil and Mexico. The company's tech-driven model enables superior efficiency and profitability versus traditional banks, supporting sustained growth and shareholder value creation. Nu is prudently expanding its credit portfolio, front-loading provisions for future growth, while maintaining strong credit quality and risk management.
Nu Holdings , which runs Brazilian digital lender Nubank, said in a statement on Monday its Chief Executive Officer David Velez sold 33 million class A shares of the company through Rua California Ltd.
On Thursday night, Latin American digital bank Nubank announced revenue and profits that beat analysts' expectations. Its share price jumped 10% on Friday to above $13.00, pushing its market value to nearly $64 billion.
Nu Holdings posted strong Q2 results with 42% currency neutral net income growth, fueled by rapid expansion in Brazil, Mexico, and Colombia. The digital banks robust credit performance, high capital ratio, and expanding customer base in under penetrated markets support higher valuations. Despite stellar growth and profitability, the stock remains undervalued at just 16x 2026 EPS, reflecting market skepticism about emerging market risks.
Nu Holdings Ltd. (NYSE:NU ) Q2 2025 Earnings Conference Call August 14, 2025 6:00 PM ET Company Participants David Velez-Osomo - Founder, Chairman & CEO Guilherme Marques do Lago - Chief Financial Officer Guilherme Souto - Investor Relations Officer & Director of Market Intelligence Conference Call Participants Daer Labarta - Goldman Sachs Group, Inc., Research Division Eduardo Rosman - Banco BTG Pactual S.A.
The headline numbers for Nu (NU) give insight into how the company performed in the quarter ended June 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Nu Holdings Ltd. (NU) came out with quarterly earnings of $0.14 per share, beating the Zacks Consensus Estimate of $0.13 per share.
Nu Holdings' rapid customer growth, low-cost platform, and strong Q2 forecasts could set the stage for another earnings beat.
Despite some significant volatility across the stretch and big macroeconomic risk factors, the financial sector has done quite well over the last year of trading. As of this writing, the the S&P 500 Financials Sector index has delivered a total return of 25% across the stretch -- crushing the S&P 500 index's already-impressive gain of 20% over the period.
Nu Holdings faces volatility due to Brazil's high-interest rates and Berkshire Hathaway's exit, but the long-term growth story remains intact. Despite a massive customer base, Nu's profit market share is still low, leaving significant room for monetization through cross-selling and increased engagement. AI-driven credit models and innovative products like public payroll loans and Pix no Crédito are expanding credit access and driving new revenue streams.
In the most recent trading session, Nu Holdings Ltd. (NU) closed at $12.41, indicating a +1.55% shift from the previous trading day.